Michigan

Banks & credit unions · Search Michigan banks

117 rated banks · 170 credit unions

Michigan has 117 banks with a current CRA rating and 170 active credit unions regulated by the NCUA. 7 earned Outstanding, 2 need to improve.

All Banks (117)Credit Unions (170)

Bank & Credit Union Locations

Current CRA Rating Distribution

Outstanding

6.0%

Satisfactory

108

92.3%

Needs to Improve

1.7%

Substantial Noncompliance

0.0%

All ratings Outstanding Satisfactory

Credit Unions in Michigan

NCUA 5300 Call Report · CRA-exempt

SortMost Members Largest Assets Name A–Z

Bank	City	Regulator	Assets	Exam Date	Rating
WEST SHORE BANK	LUDINGTON	FDIC	$828M	Mar 2026	Satisfactory
CENTURY BANK AND TRUST	COLDWATER	FDIC	$495M	Dec 2025	Satisfactory
1ST STATE BANK	SAGINAW	FDIC	$484M	Dec 2025	Satisfactory
THE MINERS STATE BANK

Credit Union	City	Members	Total Assets	Net Worth	Field of Membership
LAKE MICHIGAN LICU	Grand Rapids	530,662	$16.9B	11.25%	State Credit Union
MICHIGAN STATE UNIVERSITY LICU	East Lansing	399,480	$8.5B	8.37%	Federal Credit Union
GENISYS LICU	Auburn Hills	293,736	$6.4B	15.30%	State Credit Union
DFCU FINANCIAL LICU	Dearborn	243,022	$8.0B	12.26%	State Credit Union
UNITED LICU	St Joseph	190,895	$4.4B	11.64%	Federal Credit Union
ADVIA LICU	Kalamazoo	186,725	$4.0B	9.79%	State Credit Union
LAKE TRUST LICU	Brighton	180,917	$2.9B	10.66%	State Credit Union
MICHIGAN FIRST LICU	Lathrup Village	162,645	$1.5B	15.57%	State Credit Union
MICHIGAN SCHOOLS AND GOVERNMENT	Clinton Townshi	162,111	$4.4B	12.20%	State Credit Union
CONSUMERS LICU	Oshtemo	153,309	$2.9B	9.08%	State Credit Union
UNIVERSITY OF MICHIGAN LICU	Ann Arbor	122,745	$1.4B	10.72%	State Credit Union
DORT FINANCIAL LICU	Grand Blanc	121,009	$2.5B	10.22%	State Credit Union
ELGA LICU	Grand Blanc	117,117	$2.5B	17.77%	State Credit Union
COMMUNITY CHOICE LICU	Farmington Hill	115,119	$2.1B	9.36%	State Credit Union
CREDIT UNION ONE LICU	Ferndale	108,063	$1.8B	11.41%	State Credit Union
HONOR LICU	Berrien Springs	105,279	$1.9B	12.03%	State Credit Union
4FRONT LICU	Traverse City	104,651	$1.0B	9.98%	State Credit Union
COMMUNITY FINANCIAL LICU	Plymouth	86,442	$1.5B	10.06%	State Credit Union
DOW	Midland	83,834	$2.6B	9.79%	State Credit Union
TRUE COMMUNITY LICU	Jackson	81,734	$953.2M	11.31%	State Credit Union
FINANCIAL PLUS LICU	Flint	80,867	$1.6B	11.66%	State Credit Union
FRANKENMUTH LICU	Frankenmuth	78,016	$1.6B	10.17%	State Credit Union
VIBE LICU	Novi	74,399	$1.6B	10.35%	State Credit Union
LAFCU LICU	Lansing	73,193	$1.1B	20.42%	State Credit Union
ZEAL LICU	Livonia	72,792	$1.1B	19.20%	State Credit Union
AMERICAN 1 LICU	Jackson	67,556	$666.9M	15.27%	State Credit Union
MEMBERS FIRST LICU	Midland	67,425	$904.1M	8.92%	State Credit Union
CHRISTIAN FINANCIAL LICU	Sterling Height	61,556	$1.1B	9.76%	State Credit Union
PFCU LICU	Portland	57,192	$858.9M	11.12%	State Credit Union
SECURITY LICU	Grand Blanc	53,803	$651.8M	9.72%	State Credit Union
KELLOGG COMMUNITY LICU	Battle Creek	50,750	$1.0B	16.53%	State Credit Union
WILDFIRE LICU	Saginaw	50,257	$1.2B	10.91%	State Credit Union
ALPENA-ALCONA AREA LICU	Alpena	49,570	$957.6M	12.08%	State Credit Union
TLC COMMUNITY	Adrian	49,057	$938.0M	14.28%	State Credit Union
MICHIGAN EDUCATIONAL	Plymouth	47,969	$1.1B	11.54%	State Credit Union
ARBOR FINANCIAL LICU	Kalamazoo	47,329	$905.3M	10.34%	State Credit Union
OMNI COMMUNITY LICU	Battle Creek	47,012	$652.6M	16.10%	State Credit Union
TEAM ONE LICU	Saginaw	46,852	$767.4M	9.69%	State Credit Union
NORTHLAND AREA LICU	Alpena	46,344	$708.4M	10.18%	Federal Credit Union
ADVENTURE LICU	Grand Rapids	43,275	$642.0M	11.41%	State Credit Union
EMBERS LICU	Marquette	33,170	$612.9M	11.95%	State Credit Union
ALLIANCE CATHOLIC LICU	Farmington Hill	32,701	$707.4M	12.49%	State Credit Union
PUBLIC SERVICE LICU	Romulus	31,795	$459.4M	11.61%	State Credit Union
MONROE COMMUNITY LICU	Monroe	31,766	$404.4M	11.10%	State Credit Union
DIVERSIFIED MEMBERS LICU MDI	Detroit	31,290	$595.5M	14.50%	State Credit Union
IGNITE LICU	Battle Creek	30,075	$376.3M	10.17%	State Credit Union
WMCU LICU	Grand Rapids	29,196	$449.2M	17.26%	State Credit Union
LOC	Farmington	27,695	$483.4M	9.95%	State Credit Union
JOLT LICU	Saginaw	27,415	$483.4M	10.17%	State Credit Union
CASE LICU	Lansing	26,822	$405.2M	10.77%	State Credit Union