ARBOR FINANCIAL
Kalamazoo, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
47,329
Net Worth Ratio
10.34%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$905.3M
Peer Group 6
Members
47,329
as of latest quarter
Net Worth Ratio
10.34%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$905.3M
Total Shares
$778.4M
Total Loans
$679.5M
Net Income
$1.4M
Net Worth Ratio
10.34%
≥7% = Well Capitalized
Members
47,329
Return on Assets
0.16%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.09%
$7.4M
Loan-to-share ratio: 87.3%· healthy range 60–80%
Branch Locations
NCUAMain Office
1551 S 9TH ST, KALAMAZOO, MI, 49009-9404
Monday - Thursday 9:00 AM to 5:00 PMFriday 9:00 AM to 6:00 PM Saturday 9:00 AM to 1:00 PM
Kalamazoo Office
5991 GULL RD, KALAMAZOO, MI, 49048-4013
Monday - Thursday 9:00 AM thru 5:00 PM Friday 9:00 AM thru 6:00 PMSaturday 9:00 AM thru 1:00 PM
Centre Ave Office
2019 W CENTRE AVE, PORTAGE, MI, 49024-4815
Monday - Friday 9:00 AM thru 5:00 PM Saturday 9:00 AM to 12:00 PM
Three Rivers Office
811 W MICHIGAN AVE, THREE RIVERS, MI, 49093-2134
Monday - Thursday 9:00 AM thru 5:00 PMFriday 9:00 AM thru 6:00 PM Saturday 9:00 AM to 1:00 PM
Paw Paw Office
315 E SAINT JOSEPH ST, PAW PAW, MI, 49079-1547
Monday - Thursday 9:00 AM thru 5:00 PMFriday 9:00 AM thru 6:00 PMSaturday 9:00 AM thru 1:00 PM
Gull Road
5991 GULL RD, KALAMAZOO, MI, 49048-4013
9 a.m. to 5 p.m.
Lawrence
701 S PAW PAW ST, LAWRENCE, MI, 49064-9507
Monday - Friday, 9-5
Otsego-Plainwell Office
1389 M-89, OTSEGO, MI, 49078
Mon - Thu 9:00-5:00Fri 9:00-6:00Sat 9:00-1:00
Portage Road Office
8910 PORTAGE RD, PORTAGE, MI, 49002-6420
OfficeMonday through Friday 9:00-5:00Saturday 9:00-12:00Drive-thruMonday through Thursday 9:00-5:00Friday 9:00-6:00Saturday 9:00-1:00
Westnedge Ave Office
5250 S WESTNEDGE AVE, PORTAGE, MI, 49002-0405
Monday - Thursday 9:00 AM thru 5:00 PM Friday 9:00 AM thru 6:00 PMSaturday 9:00 AM thru 1:00 PM
3 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/arbor-financial" target="_blank" rel="noopener">View ARBOR FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.