Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$597M
Total Deposits
$546M
Net Loans
$366M
Net Income
$1M
ROA
0.70%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.80%
Risk-Based Capital
15.83%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 93 | 86.02% | 2.15% |
| 2023 | 95 | 86.32% | 7.37% |
| 2022 | 121 | 85.12% | 3.31% |
| 2021 | 237 | 78.9% | 5.06% |
| 2020 | 356 | 84.27% | 1.12% |
| 2019 | 192 | 86.46% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Intermediate Small Bank |
| Feb 2021 | Satisfactory | Small Bank |
| Mar 2018 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1992
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Total Branches
6
Branch Deposits
$605M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 185 | 86.49% | 1.62% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red