Ann Arbor, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
122,745
Net Worth Ratio
10.72%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.45B
Total Shares
$1.12B
Total Loans
$1.12B
Net Worth Ratio
10.72%
≥7% = Well Capitalized
Members
122,745
Delinquency Rate (60d+)
0.57%
$6.4M
Loan-to-share ratio: 99.7%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 888 | 619 | 31 | 69.7% | 3.5% |
| 2022 | 1,209 | 806 | 49 | 66.7% | 4.0% |
| 2021 | 624 | 351 | 35 | 56.3% | 5.6% |
No CFPB complaint data available for this credit union.
340 Huron
340 E Huron St, Ann Arbor, MI, 48104
N/A
Plymouth Road Branch
2601 Plymouth Rd Ste C, Ann Arbor, MI, 48105
M - Th 9:00 - 5:30pm F 9:00 - 6:00pm Sat 9:00 - 2:00pm
Pierpont Branch
2101 Bonisteel Blvd Ste 1212, Ann Arbor, MI, 48109
M - F 9:00 - 5:30pm
Michigan Union Branch
530 S State St Ste G308, Ann Arbor, MI, 48109
N/A
Dearborn Branch
4901 Evergreen Rd, Dearborn, MI, 48128
M - F 9:00 - 5:30
Jackson Road Branch
4440 Jackson Rd, Ann Arbor, MI, 48103
Monday-Friday 8:30-6pmSat 9:00 - 2:00pm
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<a href="https://bankscorer.com/credit-union/university-of-michigan" target="_blank" rel="noopener">View UNIVERSITY OF MICHIGAN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Bristol Road Branch
1149 E Bristol Rd, Burton, MI, 48529-1128
Monday-Friday 8:30-6pmSaturday 9-2pm
Genesys Health Park Branch
1428 Genesys Pkwy, Grand Blanc, MI, 48439-8068
M-F 7:30-3:30pm
South State Street Branch
2725 S State St, Ann Arbor, MI, 48104
Monday-Friday 8:30-6pmSaturday 9-2pm
EMUCU Student Center Branch
900 Oakwood St Ste 109, Ypsilanti, MI, 48197
9AM-5:30 PM Monday thru Friday
5 more locations not shown.