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UNIVERSITY OF MICHIGAN

Ann Arbor, MI · State Credit Union · Chartered in MI

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #61552Est. 1954RSSD: 57992

Members

122,745

Net Worth Ratio

10.72%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.45B

Peer Group 6

Members

122,745

as of latest quarter

Net Worth Ratio

10.72%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 7850, Ann Arbor, MI 48107

Chartered

1954

Branch Locations

15 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.45B

Total Shares

$1.12B

Total Loans

$1.12B

Net Worth Ratio

10.72%

≥7% = Well Capitalized

Members

122,745

Delinquency Rate (60d+)

0.57%

$6.4M

Loan-to-share ratio: 99.7%· healthy range 60–80%

Branch Locations

NCUA

340 Huron

340 E Huron St, Ann Arbor, MI, 48104

N/A

MainATM

Plymouth Road Branch

2601 Plymouth Rd Ste C, Ann Arbor, MI, 48105

M - Th 9:00 - 5:30pm F 9:00 - 6:00pm Sat 9:00 - 2:00pm

ATM

Pierpont Branch

2101 Bonisteel Blvd Ste 1212, Ann Arbor, MI, 48109

M - F 9:00 - 5:30pm

ATM

Michigan Union Branch

530 S State St Ste G308, Ann Arbor, MI, 48109

N/A

ATM

Dearborn Branch

4901 Evergreen Rd, Dearborn, MI, 48128

M - F 9:00 - 5:30

ATM

Jackson Road Branch

4440 Jackson Rd, Ann Arbor, MI, 48103

Monday-Friday 8:30-6pmSat 9:00 - 2:00pm

ATMDrive-thru

Bristol Road Branch

1149 E Bristol Rd, Burton, MI, 48529-1128

Monday-Friday 8:30-6pmSaturday 9-2pm

ATMDrive-thru

Genesys Health Park Branch

1428 Genesys Pkwy, Grand Blanc, MI, 48439-8068

M-F 7:30-3:30pm

ATM

South State Street Branch

2725 S State St, Ann Arbor, MI, 48104

Monday-Friday 8:30-6pmSaturday 9-2pm

ATMDrive-thru

EMUCU Student Center Branch

900 Oakwood St Ste 109, Ypsilanti, MI, 48197

9AM-5:30 PM Monday thru Friday

ATM

5 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.