Midland, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
83,834
Net Worth Ratio
9.79%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$2.61B
Total Shares
$2.35B
Total Loans
$1.23B
Net Worth Ratio
9.79%
≥7% = Well Capitalized
Members
83,834
Delinquency Rate (60d+)
0.15%
$1.8M
Loan-to-share ratio: 52.2%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 673 | 436 | 4 | 64.8% | 0.6% |
No CFPB complaint data available for this credit union.
Dow Credit Union
600 E Lyon Rd, Midland, MI, 48640-5396
M-F 7:30 a.m. - 5:30 p.m. Sat 9:00 a.m. - 1:00 p.m.
Dow Credit Union
5420 Gratiot Rd, Saginaw, MI, 48638-6056
9:00 AM - 5:00PM Monday - Friday
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<a href="https://bankscorer.com/credit-union/dow" target="_blank" rel="noopener">View DOW on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.