Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$143M
Total Deposits
$128M
Net Loans
$94M
Net Income
$687K
ROA
1.94%
Above avg for Small banks. Peer avg: 0.44%
ROE
20.73%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 71 | 84.51% | 2.82% |
| 2023 | 69 | 73.91% | 8.70% |
| 2022 | 132 | 87.88% | 3.79% |
| 2021 | 121 | 87.6% | 7.44% |
| 2020 | 90 | 91.11% | 4.44% |
| 2019 | 87 | 86.21% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2025 | Satisfactory | Small Bank |
| Dec 2018 | Outstanding | Small Bank |
| Feb 2013 | Outstanding | Small Bank |
6 previous ratings locked — back to 1992
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Total Branches
3
Branch Deposits
$132M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 116 | 82.76% | 11.21% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red