🏦Bank Scorer

HONOR

Berrien Springs, MI · State Credit Union · Chartered in MI

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #63004Est. 1934RSSD: 89199

Members

105,279

Net Worth Ratio

12.03%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.86B

Peer Group 6

Members

105,279

as of latest quarter

Net Worth Ratio

12.03%

Well Capitalized

Institution Profile

NCUA

Address

8385 Edgewood Road, Berrien Springs, MI 49103

Chartered

1934

Branch Locations

28 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.86B

Total Shares

$1.61B

Total Loans

$1.36B

Net Worth Ratio

12.03%

≥7% = Well Capitalized

Members

105,279

Delinquency Rate (60d+)

0.52%

$7.0M

Loan-to-share ratio: 84.5%· healthy range 60–80%

Branch Locations

NCUA

Honor Credit Union

8385 Edgewood Rd, Berrien Springs, MI, 49103-9004

Lobby Hours M-F 9:00am - 5:00pm

MainATM

Honor Credit Union

56337 M 51 S, Dowagiac, MI, 49047

Lobby Hours M, T, TH 9:00am - 5:00pm W 10:00am - 5:00pm F 9:00 am - 5:30 pm Drive-Up Hours M - F 8:00 am - 6:00 pm S 9:00 am - 12:00 pm

ATMDrive-thru

Honor Credit Union

1873 E Napier Ave, Benton Harbor, MI, 49022

Lobby Hours M, T, TH 9:00am - 5:00pm W 10:00am - 5:00pm F 9:00 am - 5:30 pm Drive-Up Hours M-F 8:00 am - 6:00 pm S 8:00 am - 12:00 pm

ATMDrive-thru

Honor Credit Union

133 Badt Dr, Coloma, MI, 49038

Lobby Hours M, T, TH 9:00am - 5:00pm W 10:00am - 5:00pm F 9:00 am - 5:30 pm Drive-Up Hours M - F 8:00 am - 6:00 pm S 8:00 am - 12:00 pm

ATMDrive-thru

Honor Credit Union

1010 Moore St, Niles, MI, 49120

Lobby Hours M, T, TH 9:00am - 5:00pm W 10:00am - 5:00pm F 9:00 am - 5:30 pm Drive-Up Hours M - F 8:00 am - 6:00 pm S 9:00 am - 12:00 pm

ATMDrive-thru

Honor Credit Union

5960 Cleveland Ave, Stevensville, MI, 49127

Lobby Hours: M, T, TH 9:00am - 5:00pm W 10:00am - 5:00pm F 9:00am - 5:30pm Drive Thru Hours: M - F 8:00am - 6:00pm S 9:00am - 12:00pm

ATMDrive-thru

Honor Credit Union

1283 M 89, Plainwell, MI, 49080

Lobby Hours M, T, TH 9:00am - 5:00pm W 10:00am - 5:00pm F 9:00 am - 5:30 pm Drive-Up Hours M - F 8:00 am - 6:00 pm S 9:00 am - 12:00 pm

ATMDrive-thru

Honor Credit Union

621 E Chicago Rd, Coldwater, MI, 49036

Lobby Hours M, T, TH 9:00am - 5:00pm W 10:00am - 5:00pm F 9:00 am - 5:30 pm Drive-Up Hours M - F 8:00 am - 6:00 pm

ATMDrive-thru

Honor Credit Union

422 S Kalamazoo St, Paw Paw, MI, 49079

Lobby Hours M, T, TH 9:00am - 5:00pm W 10:00am - 5:00pm F 9:00 am - 5:30 pm Drive-Up Hours M - F 8:00 am - 6:00 pm S 9:00 am - 12:00 pm

ATMDrive-thru

Honor Credit Union

201 N Phelps St, Decatur, MI, 49045

Lobby Hours M,T,TH,F 9:00am-1:00pm; 2:00pm-5:00pm W 10:00am-1:00pm; 2:00pm-5:00pm Drive-Up Hours M - F 8:00 am - 6:00 pm S 8:00 am - 12:00 pm

ATMDrive-thru

18 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.