Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$934M
Net Loans
$834M
Net Income
$3M
ROA
1.15%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.66%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 471 | 66.88% | 15.29% |
| 2023 | 490 | 60.82% | 17.96% |
| 2022 | 782 | 55.5% | 15.22% |
| 2021 | 1,433 | 68.67% | 10.82% |
| 2020 | 1,823 | 70.05% | 9.98% |
| 2019 | 752 | 61.04% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Intermediate Small Bank |
| Jul 2022 | Satisfactory | Intermediate Small Bank |
| Jul 2019 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1992
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Total Branches
13
Branch Deposits
$864M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 16.49% |
| 2018 | 707 | 61.39% | 18.25% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red