Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$7.4B
Total Deposits
$5.0B
Net Loans
$6.7B
Net Income
$24M
ROA
1.34%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.35%
Risk-Based Capital
11.05%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 9,398 | 59.37% | 5.79% |
| 2023 | 16,393 | 59.72% | 5.47% |
| 2022 | 23,677 | 61.24% | 4.47% |
| 2021 | 34,028 | 71% | 3.09% |
| 2020 | 36,093 | 72.46% | 2.40% |
| 2019 | 19,198 | 71.92% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Strategic Plan |
| Mar 2021 | Needs to Improve | Strategic Plan |
| Mar 2018 | Outstanding | Strategic Plan |
5 previous ratings locked — back to 2002
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
1
Branch Deposits
$4.5B
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/northpointe-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 5.24% |
| 2018 | 7,942 | 62.44% | 8.55% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red