PUBLIC SERVICE
Romulus, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
31,795
Net Worth Ratio
11.61%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$459.4M
Peer Group 5
Members
31,795
as of latest quarter
Net Worth Ratio
11.61%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$459.4M
Total Shares
$386.0M
Total Loans
$294.4M
Net Income
$1.2M
Net Worth Ratio
11.61%
≥7% = Well Capitalized
Members
31,795
Return on Assets
0.26%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.75%
$2.2M
Loan-to-share ratio: 76.3%· healthy range 60–80%
Branch Locations
NCUAPublic Service Credit Union
7665 Merriman Rd, Romulus, MI, 48174-1920
M-TH 9 AM to 5 PM FRI 9 AM TO 6 PM SAT 9 AM TO 1 PM
Cadillac Place
3044 W Grand Blvd Ste L-350, Detroit, MI, 48202-3142
9:00-5:00
Redford Branch
26838 Plymouth Rd, Redford, MI, 48239
M-TH 9 AM to 5 PM FRI 9 AM TO 6 PM SAT 9 AM TO 1 PM
Veterans Health Administration Branch
4646 John R St, Detroit, MI, 48201
8:30 - 4:30 Monday to Friday
Flat Rock
26121 Vreeland Rd, Flat Rock, MI, 48134
M-TH 9 AM to 5 PM FRI 9 AM TO 6 PM SAT 9 AM TO 1 PM
Grosse Ile Branch
8095 Macomb St, Grosse Ile, MI, 48138
M-TH 9 AM to 5 PM FRI 9 AM TO 6 PM SAT 9 AM TO 1 PM
Trenton Branch
3555 West Rd, Trenton, MI, 48183
M-TH 9 AM to 5 PM FRI 9 AM TO 6 PM SAT 9 AM TO 1 PM
Detroit Eastside
14481 Gratiot Ave, Detroit, MI, 48205
M-TH 9 AM to 5 PM FRI 9 AM TO 6 PM SAT 9 AM TO 1 PM
Garden City
5838 Middlebelt Rd, Garden City, MI, 48135
M-TH 9 AM to 5 PM FRI 9 AM TO 6 PM SAT 9 AM TO 1 PM
Oak Park
13401 W 9 MILE RD, Oak Park, MI, 48237
M-TH 9 AM to 5 PM FRI 9 AM TO 6 PM SAT 9 AM TO 1 PM
1 more location not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/public-service-mi" target="_blank" rel="noopener">View PUBLIC SERVICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.