Auburn Hills, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
293,736
Net Worth Ratio
15.30%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$6.44B
Total Shares
$5.37B
Total Loans
$4.99B
Net Income
$26.9M
Net Worth Ratio
15.30%
≥7% = Well Capitalized
Members
293,736
Return on Assets
0.42%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.76%
$37.8M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 4,333 | 2,650 | 733 | 61.2% | 16.9% |
| 2022 | 5,728 | 3,905 | 924 | 68.2% | 16.1% |
| 2021 | 6,419 | 4,436 | 787 | 69.1% | 12.3% |
No CFPB complaint data available for this credit union.
Corporate Headquarters
2100 Executive Hills Dr, Auburn Hills, MI, 48326-2947
Monday - Friday 9:00 a.m. - 5:30 p.m.
28 Chesterfield Twp.
47930 Gratiot Ave, Chesterfield, MI, 48051
Monday - Thursday 9:00 a.m. ? 5:30 p.m. Friday 9 a.m. - 6:00 p.m. Saturday 9:00 a.m. - 1:00 p.m.
7 Clarkston - Dixie
7357 Deer Lake Rd, Clarkston, MI, 48346-1214
Monday - Thursday 9:00 a.m. - 5:30 p.m. Friday 9:00 a.m. - 6:00 p.m. (5:30 p.m. - 6:00 p.m. Drive Thru Only) Saturday 9:00 a. - 1:00 p.m.
17 Commerce
2445 Union Lake Rd, Commerce Twp, MI, 48382-3554
Monday - Thursday 9:00 a.m. - 5:30 p.m. Friday 9:00 a.m. - 6:00 p.m. (5:30 p.m. - 6:00 p.m. Drive Thru Only) Saturday 9:00 a. - 1:00 p.m.
24 Marysville
207 Huron Blvd, Marysville, MI, 48040-1423
Monday - Thursday 9:00 a.m. - 5:30 p.m. Friday 9:00 a.m. - 6:00 p.m. (5:30 p.m. - 6:00 p.m. Drive Thru Only) Saturday 9:00 a. - 1:00 p.m.
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<a href="https://bankscorer.com/credit-union/genisys" target="_blank" rel="noopener">View GENISYS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 93.0%· healthy range 60–80%
6 Orion
4055 S Lapeer Rd, Orion, MI, 48359-1861
Monday - Thursday 9:00 a.m. - 5:30 p.m. Friday 9:00 a.m. - 6:00 p.m. (5:30 p.m. - 6:00 p.m. Drive Thru Only) Saturday 9:00 a. - 1:00 p.m.
11 Ortonville
1101 S Ortonville Rd, Ortonville, MI, 48462
Monday - Thursday 9:00 a.m. ? 5:30 p.m. Friday 9 a.m. - 6:00 p.m. Saturday 9:00 a.m. - 1:00 p.m.
10 Oxford
120 S Washington St, Oxford, MI, 48371-4975
Monday - Thursday 9:00 a.m. ? 5:30 p.m. Friday 9 a.m. - 6:00 p.m. Saturday 9:00 a.m. - 1:00 p.m.
20 Plymouth
13000 N Haggerty Rd, Plymouth, MI, 48170-4213
Monday - Thursday 9:00 a.m. - 5:30 p.m. Friday 9:00 a.m. - 6:00 p.m. (5:30 p.m. - 6:00 p.m. Drive Thru Only) Saturday 9:00 a. - 1:00 p.m.
1 Pontiac
44400 Woodward Ave, Pontiac, MI, 48341-5025
Monday - Thursday 9:00 a.m. - 5:30 p.m. Friday 9:00 a.m. - 6:00 p.m. (5:30 p.m. - 6:00 p.m. Drive Thru Only) Saturday 9:00 a. - 1:00 p.m.
23 more locations not shown.