GENISYS
Auburn Hills, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
293,736
Net Worth Ratio
15.30%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$6.44B
Peer Group 6
Members
293,736
as of latest quarter
Net Worth Ratio
15.30%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$6.44B
Total Shares
$5.37B
Total Loans
$4.99B
Net Income
$26.9M
Net Worth Ratio
15.30%
≥7% = Well Capitalized
Members
293,736
Return on Assets
0.42%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.76%
$37.8M
Loan-to-share ratio: 93.0%· healthy range 60–80%
Branch Locations
NCUACorporate Headquarters
2100 Executive Hills Dr, Auburn Hills, MI, 48326-2947
Monday - Friday 9:00 a.m. - 5:30 p.m.
28 Chesterfield Twp.
47930 Gratiot Ave, Chesterfield, MI, 48051
Monday - Thursday 9:00 a.m. ? 5:30 p.m. Friday 9 a.m. - 6:00 p.m. Saturday 9:00 a.m. - 1:00 p.m.
7 Clarkston - Dixie
7357 Deer Lake Rd, Clarkston, MI, 48346-1214
Monday - Thursday 9:00 a.m. - 5:30 p.m. Friday 9:00 a.m. - 6:00 p.m. (5:30 p.m. - 6:00 p.m. Drive Thru Only) Saturday 9:00 a. - 1:00 p.m.
17 Commerce
2445 Union Lake Rd, Commerce Twp, MI, 48382-3554
Monday - Thursday 9:00 a.m. - 5:30 p.m. Friday 9:00 a.m. - 6:00 p.m. (5:30 p.m. - 6:00 p.m. Drive Thru Only) Saturday 9:00 a. - 1:00 p.m.
24 Marysville
207 Huron Blvd, Marysville, MI, 48040-1423
Monday - Thursday 9:00 a.m. - 5:30 p.m. Friday 9:00 a.m. - 6:00 p.m. (5:30 p.m. - 6:00 p.m. Drive Thru Only) Saturday 9:00 a. - 1:00 p.m.
6 Orion
4055 S Lapeer Rd, Orion, MI, 48359-1861
Monday - Thursday 9:00 a.m. - 5:30 p.m. Friday 9:00 a.m. - 6:00 p.m. (5:30 p.m. - 6:00 p.m. Drive Thru Only) Saturday 9:00 a. - 1:00 p.m.
11 Ortonville
1101 S Ortonville Rd, Ortonville, MI, 48462
Monday - Thursday 9:00 a.m. ? 5:30 p.m. Friday 9 a.m. - 6:00 p.m. Saturday 9:00 a.m. - 1:00 p.m.
10 Oxford
120 S Washington St, Oxford, MI, 48371-4975
Monday - Thursday 9:00 a.m. ? 5:30 p.m. Friday 9 a.m. - 6:00 p.m. Saturday 9:00 a.m. - 1:00 p.m.
20 Plymouth
13000 N Haggerty Rd, Plymouth, MI, 48170-4213
Monday - Thursday 9:00 a.m. - 5:30 p.m. Friday 9:00 a.m. - 6:00 p.m. (5:30 p.m. - 6:00 p.m. Drive Thru Only) Saturday 9:00 a. - 1:00 p.m.
1 Pontiac
44400 Woodward Ave, Pontiac, MI, 48341-5025
Monday - Thursday 9:00 a.m. - 5:30 p.m. Friday 9:00 a.m. - 6:00 p.m. (5:30 p.m. - 6:00 p.m. Drive Thru Only) Saturday 9:00 a. - 1:00 p.m.
23 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/genisys" target="_blank" rel="noopener">View GENISYS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.