Frankenmuth, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
78,016
Net Worth Ratio
10.17%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.57B
Total Shares
$1.40B
Total Loans
$1.14B
Net Income
$5.9M
Net Worth Ratio
10.17%
≥7% = Well Capitalized
Members
78,016
Return on Assets
0.38%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.72%
$8.2M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,046 | 894 | 42 | 85.5% | 4.0% |
| 2022 | 1,544 | 1,252 | 86 | 81.1% | 5.6% |
| 2021 | 2,319 | 1,879 | 140 | 81.0% | 6.0% |
No CFPB complaint data available for this credit union.
Main Office
580 N Main St, Frankenmuth, MI, 48734
M, T, W 8 - 6, Thurs 9:15 - 6:00 Friday 8 - 6 Sat 9-12:30
Richville
9321 W Sanilac Rd, Reese, MI, 48757
M 9-5 T-Th 10-5 Fri 9-6
Birch Run
8131 Main St, Birch Run, MI, 48415-9296
M, T, W 8-5; Thursday 10-5; Friday 8-6
Reese
12638 E Washington Rd, Reese, MI, 48757-9714
M 9-5 T-Th 10-5 Fri 9-6
Millington
8234 State Rd, Millington, MI, 48746
M 9-5, T-Th 10-5; Fri 9-6
Vassar
602 State Rd, Vassar, MI, 48768-9248
M 9-5 T-Th 10-5 Friday 9-6
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<a href="https://bankscorer.com/credit-union/frankenmuth" target="_blank" rel="noopener">View FRANKENMUTH on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 81.5%· healthy range 60–80%
Town & Country
2796 Erna Dr, Saginaw, MI, 48603
M 9-5T-Th 10-5Fri 9-6Sat 9-1
Meijer Drive South Birch Run
9430 Meijer South Drive, Birch Run, MI, 48415
M 9-7; T, W, T 10-7; Friday 9-7; Saturday 9-4; Sunday 10-4
Otisville Branch
410 N State Rd, Otisville, MI, 48463
M, T, W 9-5:15; Thurs 10-5:15; Fri 9-6
Essexville Branch
3017 Center Ave, Essexville, MI, 48732
Monday 9-6 Tuesday through Thursday 10-6 Friday 9-6
23 more locations not shown.