Grand Blanc, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
117,117
Net Worth Ratio
17.77%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$2.47B
Total Shares
$2.00B
Total Loans
$1.62B
Net Worth Ratio
17.77%
≥7% = Well Capitalized
Members
117,117
Delinquency Rate (60d+)
0.71%
$11.5M
Loan-to-share ratio: 80.6%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,146 | 785 | 210 | 68.5% | 18.3% |
| 2022 | 1,287 | 878 | 209 | 68.2% | 16.2% |
| 2021 | 1,241 | 916 | 106 | 73.8% | 8.5% |
No CFPB complaint data available for this credit union.
Headquarters
6065 Grand Pointe Blvd, Grand Blanc, MI, 48439
9-5
Flushing
6243 W Pierson Rd, Flushing, MI, 48433-2338
9:30-5:30 M-Thur, 9:30-6 F
Davison
8415 Davison Rd, Davison, MI, 48423
9:30-5:30 M-Thur, 9:30-6 F
Clio
7026 W Vienna Rd, Clio, MI, 48420
9:30-5:30 M-Thur, 9:30-6 F
Flint VG's
5072 Corunna Rd, Flint, MI, 48532-4190
9-7 M,Tu,Thur,F 9:30-7 Wed 10-5 Sat 11-3 Sun
Lapeer
799 S Harrison St, Lapeer, MI, 48446-3393
9:30-5:30 M-Thur 9:30 - 6 F
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<a href="https://bankscorer.com/credit-union/elga" target="_blank" rel="noopener">View ELGA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Fenton
1390 N Leroy St, Fenton, MI, 48430-5310
9-7 M, Tu,Th,F 9:30-7 W 10-5 Sat 11-3 Sun
Vital Records
799 S Harrison St, Lapeer, MI, 48446-3393
9:30-5:30 M-F, 10-1 Sat
Saginaw
2686 McLeod Dr N, Saginaw, MI, 48604
Mon-Tu 9-5W 10-5Thu-Fr 9-6
Goodrich
8125 S State Rd, Goodrich, MI, 48438
9:30-5:30 M-F
7 more locations not shown.