ELGA
Grand Blanc, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
117,117
Net Worth Ratio
17.77%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$2.47B
Peer Group 6
Members
117,117
as of latest quarter
Net Worth Ratio
17.77%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$2.47B
Total Shares
$2.00B
Total Loans
$1.62B
Net Worth Ratio
17.77%
≥7% = Well Capitalized
Members
117,117
Delinquency Rate (60d+)
0.71%
$11.5M
Loan-to-share ratio: 80.6%· healthy range 60–80%
Branch Locations
NCUAHeadquarters
6065 Grand Pointe Blvd, Grand Blanc, MI, 48439
9-5
Flushing
6243 W Pierson Rd, Flushing, MI, 48433-2338
9:30-5:30 M-Thur, 9:30-6 F
Davison
8415 Davison Rd, Davison, MI, 48423
9:30-5:30 M-Thur, 9:30-6 F
Clio
7026 W Vienna Rd, Clio, MI, 48420
9:30-5:30 M-Thur, 9:30-6 F
Flint VG's
5072 Corunna Rd, Flint, MI, 48532-4190
9-7 M,Tu,Thur,F 9:30-7 Wed 10-5 Sat 11-3 Sun
Lapeer
799 S Harrison St, Lapeer, MI, 48446-3393
9:30-5:30 M-Thur 9:30 - 6 F
Fenton
1390 N Leroy St, Fenton, MI, 48430-5310
9-7 M, Tu,Th,F 9:30-7 W 10-5 Sat 11-3 Sun
Vital Records
799 S Harrison St, Lapeer, MI, 48446-3393
9:30-5:30 M-F, 10-1 Sat
Saginaw
2686 McLeod Dr N, Saginaw, MI, 48604
Mon-Tu 9-5W 10-5Thu-Fr 9-6
Goodrich
8125 S State Rd, Goodrich, MI, 48438
9:30-5:30 M-F
7 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/elga" target="_blank" rel="noopener">View ELGA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.