NORTHLAND AREA
Alpena, MI · Federal Credit Union · Chartered in MI
Who can join
Community / multiple bond
Members
46,344
Net Worth Ratio
10.18%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$708.4M
Peer Group 6
Members
46,344
as of latest quarter
Net Worth Ratio
10.18%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$708.4M
Total Shares
$635.4M
Total Loans
$459.6M
Net Income
$1.1M
Net Worth Ratio
10.18%
≥7% = Well Capitalized
Members
46,344
Return on Assets
0.15%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.58%
$2.7M
Loan-to-share ratio: 72.3%· healthy range 60–80%
Branch Locations
NCUAAlpena Branch
1161 N Bagley St, Alpena, MI, 49707-8221
Mon-Thur 9:00-5:00 Fri 9:00-6:00
West Branch II
3177 W M 76, West Branch, MI, 48661
Mon - Fri 9:00-5:00 Closed 1:00 - 2:00
Grayling Branch
2405 S I 75 Business Loop, Grayling, MI, 49738
Mon-Thur 9:00-5:00 Fri 9:00-6:00 Sat 9:00-1:00
Mio Branch
208 N Morenci Ave, Mio, MI, 48647
Mon - Thur 9:00-5:00 Fri 9:00-6:00 Sat 9:00-1:00
Skidway Branch
1927 Greenwood Rd, Prescott, MI, 48756
Mon - Fri 9:00-5:00 Closed from 1:00 - 2:00
Hale Branch
220 S Washington St, Hale, MI, 48739
Mon-Thur 9:00-5:00 Fri 9:00-6:00 Sat 9:00-1:00
Oscoda Branch
4346 F 41, Oscoda, MI, 48750
Mon - Thur 9:00-5:00 Fri 9:00-6:00 Sat 9:00-1:00
Harrisville Branch
410 E Main St, Harrisville, MI, 48740
Mon-Fri 9:00-5:00 Closed from 1:00 - 2:00
West Branch
2170 S M 76, West Branch, MI, 48661
Mon - Thur 9:00-5:00 Fri 9:00-6:00 Sat 9:00-1:00
Augres
317 N Huron Rd, Au Gres, MI, 48703
Mon-Fri 9:00-5:00 Closed from 1:00-2:00
7 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/northland-area" target="_blank" rel="noopener">View NORTHLAND AREA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.