Clinton Townshi, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
162,111
Net Worth Ratio
12.20%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$4.37B
Total Shares
$3.67B
Total Loans
$3.71B
Net Income
$8.1M
Net Worth Ratio
12.20%
≥7% = Well Capitalized
Members
162,111
Return on Assets
0.19%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.22%
$8.0M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 3,771 | 2,276 | 769 | 60.4% | 20.4% |
| 2022 | 4,607 | 3,110 | 702 | 67.5% | 15.2% |
| 2021 | 5,690 | 4,403 | 476 | 77.4% | 8.4% |
No CFPB complaint data available for this credit union.
Main
40400 Garfield Rd, Clinton Township, MI, 48038-4004
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
Shelby
8770 23 Mile Rd, Shelby Township, MI, 48316-4514
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
Shores
24515 Little Mack Ave, Saint Clair Shores, MI, 48080-3250
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
Chesterfield
34700 23 Mile Rd, Chesterfield, MI, 48047-2081
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
Hall Road
45120 Marketplace Blvd, Chesterfield, MI, 48051-3281
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
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<a href="https://bankscorer.com/credit-union/michigan-schools-and-government" target="_blank" rel="noopener">View MICHIGAN SCHOOLS AND GOVERNMENT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 101.0%· healthy range 60–80%
Troy
4555 Investment Dr, Troy, MI, 48098-6338
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
Sterling Heights
2356 Metropolitan Pkwy, Sterling Heights, MI, 48310-4209
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
Madison Heights
480 W 12 Mile Rd, Madison Heights, MI, 48071-2420
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
Hayes Road
48945 Hayes Rd, Shelby Township, MI, 48315
M-W 9:00 am-5:00 pm Th -Fr 9:00 am- 6:00 pm Sa 9:00 am-1:00 pm Su Closed
Warren
13602 E 14 Mile Rd, Warren, MI, 48088
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
14 more locations not shown.