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MICHIGAN SCHOOLS AND GOVERNMENT

Clinton Townshi, MI · State Credit Union · Chartered in MI

Well Capitalized

Who can join

State government employees (special charter)

Charter #62049Est. 1954RSSD: 763695

Members

162,111

Net Worth Ratio

12.20%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$4.37B

Peer Group 6

Members

162,111

as of latest quarter

Net Worth Ratio

12.20%

Well Capitalized

Institution Profile

NCUA

Address

40400 Garfield Road, Clinton Townshi, MI 48038

Chartered

1954

Branch Locations

24 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$4.37B

Total Shares

$3.67B

Total Loans

$3.71B

Net Income

$8.1M

Net Worth Ratio

12.20%

≥7% = Well Capitalized

Members

162,111

Return on Assets

0.19%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.22%

$8.0M

Loan-to-share ratio: 101.0%· healthy range 60–80%

Branch Locations

NCUA

Main

40400 Garfield Rd, Clinton Township, MI, 48038-4004

M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed

MainATMDrive-thru

Shelby

8770 23 Mile Rd, Shelby Township, MI, 48316-4514

M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed

ATMDrive-thru

Shores

24515 Little Mack Ave, Saint Clair Shores, MI, 48080-3250

M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed

ATMDrive-thru

Chesterfield

34700 23 Mile Rd, Chesterfield, MI, 48047-2081

M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed

ATMDrive-thru

Hall Road

45120 Marketplace Blvd, Chesterfield, MI, 48051-3281

M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed

ATMDrive-thru

Troy

4555 Investment Dr, Troy, MI, 48098-6338

M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed

ATMDrive-thru

Sterling Heights

2356 Metropolitan Pkwy, Sterling Heights, MI, 48310-4209

M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed

ATMDrive-thru

Madison Heights

480 W 12 Mile Rd, Madison Heights, MI, 48071-2420

M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed

ATMDrive-thru

Hayes Road

48945 Hayes Rd, Shelby Township, MI, 48315

M-W 9:00 am-5:00 pm Th -Fr 9:00 am- 6:00 pm Sa 9:00 am-1:00 pm Su Closed

ATMDrive-thru

Warren

13602 E 14 Mile Rd, Warren, MI, 48088

M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed

ATMDrive-thru

14 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.