Traverse City, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
104,651
Net Worth Ratio
9.98%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.02B
Total Shares
$919.6M
Total Loans
$726.8M
Net Income
$874K
Net Worth Ratio
9.98%
≥7% = Well Capitalized
Members
104,651
Return on Assets
0.09%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.53%
$11.1M
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
4Front Credit Union Administrative Offices
101 N Park St, Traverse City, MI, 49684
9:00 - 5:00 Monday through Friday
South Airport Office
3323 S Airport Rd W, Traverse City, MI, 49684-8108
Mon - F 9am-530pmSat 9am-1pm
Hastings Office
1234 Hastings St, Traverse City, MI, 49686-4320
Lobby M-F 9:00 am to 5:30 pm Lobby Sat 9:00 am to 1:00 pm Drive Thru M-Fri 8:00 am - 6:00 pm Drive Thru Sat 9:00 am to 2:00 pm
Mancelona Office
304 S Williams St, Mancelona, MI, 49659
9:00 - 5:30 Monday through Friday Interactive Teller Machines (ITM) 7;00 - 7;00 p.m. Monday-Friday, Sat. 9:00 2:00 p.m.
Kalkaska Office
120 County Road 612 NE, Kalkaska, MI, 49646-8576
9:00 - 5:30 Monday through Friday Interactive Teller Machines (ITM) 7;00 - 7;00 p.m. Monday-Friday, Sat. 9:00 2:00 p.m.
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<a href="https://bankscorer.com/credit-union/4front" target="_blank" rel="noopener">View 4FRONT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 79.0%· healthy range 60–80%
Manistee Office
1960 US Highway 31 S, Manistee, MI, 49660-8931
9:00 - 5:30 Monday through Friday Interactive Teller Machines (ITM) 7;00 - 7;00 p.m. Monday-Friday, Sat. 9:00 2:00 p.m.
Career Tech Center Office
TBA Career Tech Center, Traverse City, MI, 49686
9:00 a.m. - 2:00 p.m. Monday - Friday When classes are in session
West Front St Office
3939 W Front St, Traverse City, MI, 49684-7816
9:00 - 5:30 Monday through Friday Interactive Teller Machines (ITM) 7;00 - 7;00 p.m. Monday-Friday, Sat. 9:00 2:00 p.m.
Bellaire
515 E Cayuga St, Bellaire, MI, 49615
Lobby M-F 9am-5pmLobby Sat. 9am-1pm
Boyne City
308 N Lake St, Boyne City, MI, 49712
Lobby M-F 9am - 5pmDrive-Thru M-TH 9am - 5pmDrive Thru F- 8am - 6pmDrive Thru Sat - 9am - 1pm
13 more locations not shown.