Plymouth, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
47,969
Net Worth Ratio
11.54%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.11B
Total Shares
$989.3M
Total Loans
$482.8M
Net Worth Ratio
11.54%
≥7% = Well Capitalized
Members
47,969
Delinquency Rate (60d+)
0.20%
$951K
Loan-to-share ratio: 48.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 493 | 421 | 68 | 85.4% | 13.8% |
| 2022 | 466 | 419 | 34 | 89.9% | 7.3% |
| 2021 | 549 | 509 | 31 | 92.7% | 5.7% |
No CFPB complaint data available for this credit union.
Michigan Educational Credit Union
9200 N Haggerty Rd, Plymouth, MI, 48170-4633
Monday - Friday 9:30am-5:30pm
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14921 Middlebelt Rd, Livonia, MI, 48154-4032
Monday - Friday 9:30am-5:30pm
MECU-Ann Arbor
4141 Jackson Rd, Ann Arbor, MI, 48103-1827
Monday - Friday 9:30am-5:30pm
MECU-Royal Oak
1903 Rochester Rd, Royal Oak, MI, 48073
Monday - Friday 9:30am-5:30pm
MECU-Macomb
47230 Hayes Rd, Macomb, MI, 48044-5023
Monday-Friday 9:30am-5:30 pm
MECU-Brighton
123 Brighton Lake Rd, Brighton, MI, 48116-6721
Monday-Friday 9:30am-5:30pm
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<a href="https://bankscorer.com/credit-union/michigan-educational" target="_blank" rel="noopener">View MICHIGAN EDUCATIONAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
MECU Vital Records
9200 N Haggerty Rd, Plymouth, MI, 48170
9:30 a.m. to 5:30 p.m.