MICHIGAN EDUCATIONAL
Plymouth, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
47,969
Net Worth Ratio
11.54%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.11B
Peer Group 6
Members
47,969
as of latest quarter
Net Worth Ratio
11.54%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.11B
Total Shares
$989.3M
Total Loans
$482.8M
Net Worth Ratio
11.54%
≥7% = Well Capitalized
Members
47,969
Delinquency Rate (60d+)
0.20%
$951K
Loan-to-share ratio: 48.8%· healthy range 60–80%
Branch Locations
NCUAMichigan Educational Credit Union
9200 N Haggerty Rd, Plymouth, MI, 48170-4633
Monday - Friday 9:30am-5:30pm
MECU-Livonia
14921 Middlebelt Rd, Livonia, MI, 48154-4032
Monday - Friday 9:30am-5:30pm
MECU-Ann Arbor
4141 Jackson Rd, Ann Arbor, MI, 48103-1827
Monday - Friday 9:30am-5:30pm
MECU-Royal Oak
1903 Rochester Rd, Royal Oak, MI, 48073
Monday - Friday 9:30am-5:30pm
MECU-Macomb
47230 Hayes Rd, Macomb, MI, 48044-5023
Monday-Friday 9:30am-5:30 pm
MECU-Brighton
123 Brighton Lake Rd, Brighton, MI, 48116-6721
Monday-Friday 9:30am-5:30pm
MECU Vital Records
9200 N Haggerty Rd, Plymouth, MI, 48170
9:30 a.m. to 5:30 p.m.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/michigan-educational" target="_blank" rel="noopener">View MICHIGAN EDUCATIONAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.