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DIVERSIFIED MEMBERS

Detroit, MI · State Credit Union · Chartered in MI

LICU MDIWell Capitalized

Who can join

State government employees (special charter)

Charter #62339Est. 1929RSSD: 841397

Members

31,290

Net Worth Ratio

14.50%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$595.5M

Peer Group 6

Members

31,290

as of latest quarter

Net Worth Ratio

14.50%

Well Capitalized

Institution Profile

NCUA

Address

1480 E Jefferson Ave, Detroit, MI 48207

Chartered

1929

Branch Locations

4 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$595.5M

Total Shares

$462.0M

Total Loans

$266.9M

Net Worth Ratio

14.50%

≥7% = Well Capitalized

Members

31,290

Delinquency Rate (60d+)

1.07%

$2.8M

Loan-to-share ratio: 57.8%· healthy range 60–80%

Branch Locations

NCUA

Main Office

1480 E Jefferson Ave, Detroit, MI, 48207

Monday-Thursday 8:30 - 4:30 Friday 8:30 - 6:00 Saturday 9:00 - 1:00 Sunday Closed

Main

Clawson

625 N Main St, Clawson, MI, 48017-1529

Monday-Thursday 8:30 am - 4:30 pm Friday 8:30 am - 6:00 pm Saturday 9:00 am - 1:00 pm Sunday Closed

ATM

Coleman A. Young Municipal Center

2 Woodward Ave Rm 118, Detroit, MI, 48226-3476

Monday-Thursday 8:00 am - 4:30 pm Friday - 8:00 am - 5:00 pm Saturday - Closed Sunday - Closed

ATM

Novi Branch

25880 Novi Rd, Novi, MI, 48375-1610

Monday-Thursday 8:30am-4:30pm Friday - 8:30am - 6:00pm Saturday - 9:00am - 1:00pm Sunday - Closed

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.