Detroit, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
31,290
Net Worth Ratio
14.50%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$595.5M
Total Shares
$462.0M
Total Loans
$266.9M
Net Worth Ratio
14.50%
≥7% = Well Capitalized
Members
31,290
Delinquency Rate (60d+)
1.07%
$2.8M
Loan-to-share ratio: 57.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 162 | 85 | 65 | 52.5% | 40.1% |
| 2022 | 183 | 133 | 42 | 72.7% | 22.9% |
No CFPB complaint data available for this credit union.
Main Office
1480 E Jefferson Ave, Detroit, MI, 48207
Monday-Thursday 8:30 - 4:30 Friday 8:30 - 6:00 Saturday 9:00 - 1:00 Sunday Closed
Clawson
625 N Main St, Clawson, MI, 48017-1529
Monday-Thursday 8:30 am - 4:30 pm Friday 8:30 am - 6:00 pm Saturday 9:00 am - 1:00 pm Sunday Closed
Coleman A. Young Municipal Center
2 Woodward Ave Rm 118, Detroit, MI, 48226-3476
Monday-Thursday 8:00 am - 4:30 pm Friday - 8:00 am - 5:00 pm Saturday - Closed Sunday - Closed
Novi Branch
25880 Novi Rd, Novi, MI, 48375-1610
Monday-Thursday 8:30am-4:30pm Friday - 8:30am - 6:00pm Saturday - 9:00am - 1:00pm Sunday - Closed
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<a href="https://bankscorer.com/credit-union/diversified-members" target="_blank" rel="noopener">View DIVERSIFIED MEMBERS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.