Midland, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
67,425
Net Worth Ratio
8.92%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$904.1M
Total Shares
$781.0M
Total Loans
$624.2M
Net Worth Ratio
8.92%
≥7% = Well Capitalized
Members
67,425
Delinquency Rate (60d+)
0.45%
$2.8M
Loan-to-share ratio: 79.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 77 | 65 | 7 | 84.4% | 9.1% |
| 2023 | 410 | 176 | 161 | 42.9% | 39.3% |
| 2023 | 101 | 41 | 43 | 40.6% | 42.6% |
No CFPB complaint data available for this credit union.
Members First Credit Union - Wackerly
600 W Wackerly St, Midland, MI, 48640-4702
9 a.m. - 5 p.m. Monday - Friday 9 a.m. - 1:00 p.m. (Drive-thru only) Saturday
Members First Credit Union - Dartmouth Office
400 Dartmouth Dr, Midland, MI, 48640
9 a.m. - 5 p.m. Monday thru Friday 9 a.m. - 1:00 p.m. (Drive-thru only) Saturday
Members First Credit Union -Mt. Pleasant Bluegrass
4490 E Blue Grass Rd, Mt Pleasant, MI, 48858
9 am - 5 pm Monday - Friday 9 am - 1:00 pm Sat Drive-up Only
Members First Credit Union-Clare Office
650 W 5th St, Clare, MI, 48617
9 a.m. - 5 p.m. Monday - Friday 9 a.m. - 1:00 p.m. (Drive-thru only) Saturday
Members First Credit Union-Evart Office
201 E 7th St, Evart, MI, 49631-8312
9 a.m. - 5 p.m. Monday - Friday 9 a.m. - 1:00 p.m. (Drive-thru only) Saturday
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<a href="https://bankscorer.com/credit-union/members-first" target="_blank" rel="noopener">View MEMBERS FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Members First Credit Union- Gladwin Office
1291 W Cedar Ave, Gladwin, MI, 48624
9 a.m. - 5 p.m. Monday - Friday 9 a.m. - 1:00 p.m. (Drive-thru only) Saturday
Members First Credit Union-Harrison Office
3641 N Clare Ave, Harrison, MI, 48625
9 a.m. - 5 p.m. Monday - Friday 9 a.m. - 1:00 p.m. (Drive-thru only) Saturday
Members First Credit Union-Mt Pleasant Broadway Office
4976 E Broadway St, Mt Pleasant, MI, 48858-2995
9 a.m. - 5 p.m. Monday - Friday 9 a.m. - 1:00 p.m. (Drive-thru only) Saturday
Members First Credit Union - Kentwood Office
4429 Breton RD SE, Grand Rapids, MI, 49508
9 a.m. - 5 p.m. Mon-Friday 9 a.m. - 1 p.m. (Drive-thru only) Saturday
Members First Credit Union - Jenison Office
195 Chicago Dr, Jenison, MI, 49428
9 am - 5 pm M-F9 am - 1 pm Sat (drive up only)
1 more location not shown.