ALPENA-ALCONA AREA
Alpena, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
49,570
Net Worth Ratio
12.08%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$957.6M
Peer Group 6
Members
49,570
as of latest quarter
Net Worth Ratio
12.08%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$957.6M
Total Shares
$835.5M
Total Loans
$589.8M
Net Worth Ratio
12.08%
≥7% = Well Capitalized
Members
49,570
Delinquency Rate (60d+)
0.36%
$2.1M
Loan-to-share ratio: 70.6%· healthy range 60–80%
Branch Locations
NCUAAlpena Office
1100 S Bagley St, Alpena, MI, 49707-8104
M -TH 8:30 am - 5:00 pm FRI 8:30 am - 6:00 pm SAT 8:30 am - 12:00 pm
Ossineke Office
11610 US Highway 23 S, Ossineke, MI, 49766-9586
M - TH 8:30 AM - 5:00 PM FRI 8:30 AM - 6:00 PM SAT 8:30 AM - 12:00 PM
Atlanta Office
12285 Jerome St, Atlanta, MI, 49709-9369
M - TH 8:30 AM - 5:00 PM FRI 8:30 AM - 6:00 PM SAT 8:30 AM -12:00 PM
Oscoda Office
103 S State St, Oscoda, MI, 48750-1632
M - TH 8:30 AM - 5:00 PM FRI 8:30 AM - 6:00 PM SAT 8:30 AM - 12:00 PM
Tawas Office
118 W M 55, Tawas City, MI, 48763-9251
M - TH 8:30 AM - 5:00 PM FRI 8:30 AM - 6:00 PM SAT 8:30 AM - 12:00 PM
Alpena North Office
1013 US Highway 23 N, Alpena, MI, 49707-1249
M - TH 8:30 AM - 5:00 PM FRI 8:30 AM - 6:00 PM SAT 8:30 AM - 12:00 PM
Lincoln Office
111 S Church St, Lincoln, MI, 48742
M-Thurs 8:30 -5 Fri 8:30 - 6 Sat 8:30 - 12
Tiger Branch
51 N Barlow Road, Lincoln, MI, 48742
Monday 11:02 am - 12:34 pmWednesday 11:02 am - 12:34 pmFriday 10:28 am - 11:43 am
Owl's Nest
3550 E River Rd, Oscoda, MI, 48750
Tuesday 11:00-12:30Thursday 11:00-12:30
Wildcat Branch
3303 S 3rd Ave, Alpena, MI, 49707
11:00am-12:30pm M-F
3 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/alpena-alcona-area" target="_blank" rel="noopener">View ALPENA-ALCONA AREA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.