WILDFIRE
Saginaw, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
50,257
Net Worth Ratio
10.91%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.19B
Peer Group 6
Members
50,257
as of latest quarter
Net Worth Ratio
10.91%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.19B
Total Shares
$1.05B
Total Loans
$707.6M
Net Income
$1.4M
Net Worth Ratio
10.91%
≥7% = Well Capitalized
Members
50,257
Return on Assets
0.12%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.28%
$2.0M
Loan-to-share ratio: 67.1%· healthy range 60–80%
Branch Locations
NCUAWildfire Credit Union
6640 Bay Rd, Saginaw, MI, 48604
Lobby 9:00 a.m. - 5:30 p.m. M-Th 9:00 a.m. - 6:00 p.m. Friday D/T 8:00 a.m. - 6:00 p.m. M-F D/T only 9:00 - 12:30 p.m. Saturd
Midland Branch
100 Joseph Dr, Midland, MI, 48642
Lobby 9:00 a.m. - 5:30 p.m. M-Th 9:00 a.m. - 6:00 p.m. Friday D/T 8:00 a.m. - 6:00 p.m. M-F D/T only 9:00 - 12:30 p.m. Satur
Heritage High School Branch (Restricted Access)
3465 N Center Rd, Saginaw, MI, 48603-1863
10:50 a.m. - 12:30 p.m. M-F
Saginaw West Branch
6673 State St, Saginaw, MI, 48603
Lobby - M-Th 9:00am-5:30pm, F 9:00am-6:00pm Drive-Through - M-Th 8:00am-5:30pm, F 8:00am-6:00pm, Sa 9:00am-12:30pm
Bay City Branch
2936 Wilder Rd, Bay City, MI, 48706
Lobby - M-Th 9:00am-5:30pm, F 9:00am-6:00pm Drive-Through - M-Th 8:00am-5:30pm, F 8:00am-6:00pm, Sa 9:00am-12:30pm
John Glenn High School Branch (Restricted Access)
3201 Kiesel Rd, Bay City, MI, 48706
10:30am - 12:30pm M-F
Mt. Pleasant Business Services Office
5655 E Pickard St Ste C, Mount Pleasant, MI, 48858-5034
M-F 10:00am - 3:00pm & By Appointment
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/wildfire" target="_blank" rel="noopener">View WILDFIRE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.