EMBERS
Marquette, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
33,170
Net Worth Ratio
11.95%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$612.9M
Peer Group 6
Members
33,170
as of latest quarter
Net Worth Ratio
11.95%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$612.9M
Total Shares
$539.3M
Total Loans
$383.4M
Net Worth Ratio
11.95%
≥7% = Well Capitalized
Members
33,170
Delinquency Rate (60d+)
0.05%
$209K
Loan-to-share ratio: 71.1%· healthy range 60–80%
Branch Locations
NCUACorporate Office
601 S McClellan Ave, Marquette, MI, 49855
M-F 8am to 5pmSat 9am to 1pm
South Branch
1600 S Front St, Marquette, MI, 49855
9 am-6 pm Monday - Friday 9 am -1 pm Saturday
Negaunee Branch
487 US Highway 41, Negaunee, MI, 49866
9:00 am - 6:00 pm Monday - Friday 9:00 am - 12:00 pm Saturday
Munising Branch
200 E State Highway m28, Munising, MI, 49862
Mon - Fri, 9am to 6pmSat, 9am to 12pm
Main Branch
1001 W Baraga Ave, Marquette, MI, 49855
Mon - Fri, 8am to 6pm Sat, 8am to 12pm
Escanaba Branch
2600 1st Ave S, Escanaba, MI, 49829-1313
M-F, 9am to 5pm - LobbyM-Th, 8:30am to 5pm - Drive-ThruF, 8:30am to 6pm - Drive-ThruS, 9am to 12pm - LobbyS, 8:30am to 1pm - Drive-Thru
Wells Branch
5664 Main St, Wells, MI, 49894
M-F, 9am to 5pm - LobbyM-Th, 9am to 5pm, Drive-ThruF, 9am to 6pm, Drive-Thru
Gwinn Branch
9 W State Highway M35, Gwinn, MI, 49841
M-R 9am to 5pmF 9am to 6pmSaturday - 9am to 12pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/embers" target="_blank" rel="noopener">View EMBERS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.