CONSUMERS
Oshtemo, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
153,309
Net Worth Ratio
9.08%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$2.86B
Peer Group 6
Members
153,309
as of latest quarter
Net Worth Ratio
9.08%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$2.86B
Total Shares
$2.35B
Total Loans
$2.37B
Net Worth Ratio
9.08%
≥7% = Well Capitalized
Members
153,309
Delinquency Rate (60d+)
0.12%
$2.9M
Loan-to-share ratio: 100.7%· healthy range 60–80%
Branch Locations
NCUAGroves
7200 Elm Valley Dr, Kalamazoo, MI, 49009
M-F 9am - 4pm
Gull Road
5940 Gull Rd, Kalamazoo, MI, 49048-4000
Monday - Wednesday 9:00a.m. - 5:30p.m. Thursday and Friday 9:00a.m. - 6:00p.m. Saturday 9:00a.m. -12:00p.m.
9th Street
6699 W Main St, Kalamazoo, MI, 49009-8922
Monday - Wednesday 9:00a.m. - 5:30p.m. Thursday and Friday 9:00a.m. - 6:00p.m. Saturday 9:00a.m. -12:00p.m.
Centre Street
1511 W Centre Ave, Portage, MI, 49024-5325
Monday - Wednesday 9:00a.m. - 5:30p.m. Thursday and Friday 9:00a.m. - 6:00p.m. Saturday 9:00a.m. -12:00p.m.
Milham Ave
1065 E Milham Ave, Portage, MI, 49002
Monday - Wednesday - 9:00a.m. - 5:30p.m. Thursday - Friday 9:00a.m. - 6:00p.m. Saturday 9:00a.m. - 12:00p.m.
South Haven
1579 Phoenix St, South Haven, MI, 49090-7112
Monday - Wednesday 9:00a.m. - 5:30p.m. Thursday and Friday 9:00a.m. - 6:00p.m. Saturday 9:00a.m.-12:00p.m.
Riley
12705 Riley St, Holland, MI, 49424
Monday - Wednesday 9:00a.m.- 5:30p.m. Tursday and Friday 9:00a.m. - 6:00p.m. Saturday 9:00a.m. - 12:00p.m.
South Washington
1037 Washington Ave, Holland, MI, 49423
Monday - Wednesday 9:00a.m.-5:30p.m. Thursday and Friday 9:00a.m.- 6:00p.m. Saturday 9:00a.m. - 12:00p.m.
Coldwater
829 E Chicago St, Coldwater, MI, 49036
Monday - Wednesday 9:00a.m.-5:30p.m. Thursday and Friday 9:00a.m.-6:00p.m. Saturday 9:00a.m. - 12:00p.m.
Downtown
125 S Kalamazoo Mall Ste 104, Kalamazoo, MI, 49007
Monday - Wednesday 9 a.m. - 5:30p.m. Thursday and Friday 9a.m. - 6p.m.
24 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/consumers-mi" target="_blank" rel="noopener">View CONSUMERS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.