Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$6.4B
Total Deposits
$5.0B
Net Loans
$4.6B
Net Income
$24M
ROA
1.51%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.13%
Risk-Based Capital
13.79%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 3,081 | 69.3% | 12.53% |
| 2023 | 2,494 | 67.12% | 16.16% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Large Bank |
| Jun 2022 | Satisfactory | Large Bank |
| Feb 2019 | Outstanding | Large Bank |
6 previous ratings locked — back to 2000
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Total Branches
41
Branch Deposits
$4.7B
1-Year Change
0
5-year net change: -2 branches
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