Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.3B
Total Deposits
$2.7B
Net Loans
$2.7B
Net Income
$16M
ROA
1.91%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.28%
Risk-Based Capital
14.69%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 166 | 75.3% | 6.02% |
| 2023 | 184 | 82.61% | 5.98% |
| 2022 | 349 | 85.67% | 2.58% |
| 2021 | 958 | 87.27% | 3.55% |
| 2020 | 751 | 82.82% | 5.33% |
| 2019 | 383 | 76.76% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Satisfactory | Large Bank |
| Mar 2022 | Satisfactory | Large Bank |
| Dec 2018 | Satisfactory | Large Bank |
6 previous ratings locked — back to 1997
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Total Branches
17
Branch Deposits
$2.7B
1-Year Change
0
5-year net change: +9 branches
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Preview:
| 2018 | 359 | 79.94% | 4.74% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red