Lathrup Village, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
162,645
Net Worth Ratio
15.57%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.50B
Total Shares
$1.11B
Total Loans
$1.06B
Net Income
$2.9M
Net Worth Ratio
15.57%
≥7% = Well Capitalized
Members
162,645
Return on Assets
0.19%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.76%
$8.0M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 2,653 | 1,371 | 720 | 51.7% | 27.1% |
| 2022 | 2,928 | 1,951 | 802 | 66.6% | 27.4% |
| 2021 | 2,652 | 2,027 | 323 | 76.4% | 12.2% |
Last 12 Months
0
Since 2018
1
all complaints on record
Monetary Relief
0%
% of complaints with monetary relief
Untimely Response
0%
% exceeding 15-day window
Evergreen Branch
27000 Evergreen Rd, Lathrup Village, MI, 48076-3231
Branch Hours Monday ? Thursday (8:30 a.m. to 5:00 p.m.) Friday (8:30 a.m. to 6:00 p.m.)
Gratiot Branch
21650 Gratiot Ave, Eastpointe, MI, 48021-2867
Branch Hours Monday ? Thursday (8:30 a.m. to 5:00 p.m.) Friday (8:30 a.m. to 6:00 p.m.)
New Center One Branch
3031 W Grand Blvd, Detroit, MI, 48202
Branch Hours Monday ? Thursday (8:30 a.m. to 5:00 p.m.) Friday (8:30 a.m. to 6:00 p.m.)
Wyoming Branch
19200 Wyoming St, Detroit, MI, 48221-3220
Branch Hours Monday ? Thursday (8:30 a.m. to 5:00 p.m.) Friday (8:30 a.m. to 6:00 p.m.)
Louis Street Branch
50 Louis St NW, Grand Rapids, MI, 49503
Monday through Friday 8:30 a.m. - 5:00 p.m. Friday 8:30 a.m. - 6 p.m.
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<a href="https://bankscorer.com/credit-union/michigan-first" target="_blank" rel="noopener">View MICHIGAN FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 95.7%· healthy range 60–80%
Southgate Kroger Branch
16705 Fort St, Southgate, MI, 48195-1442
Monday - Friday: 10 a.m. to 7 p.m. Saturday: 10 a.m. to 3 p.m.
Brownstown Kroger Branch
20645 Gibraltar Rd, Brownstown Twp, MI, 48183
Monday - Friday 10 a.m. to 7 p.m. Saturday 10 a.m. to 3 p.m.
Roseville Kroger Branch
20891 E 13 Mile Rd, Roseville, MI, 48066
Monday - Friday: 10 a.m. to 7 p.m. Saturday: 10 a.m. to 3 p.m.
Rochester Hills Kroger Branch
65 S Livernois Rd, Rochester Hills, MI, 48307
Monday - Friday: 10 a.m. to 7 p.m. Saturday: 10 a.m. to 3 p.m.
Royal Oak Kroger Branch
2200 E 12 Mile Rd, Royal Oak, MI, 48067
Monday - Friday 10 a.m. to 7 p.m. Saturday 10 a.m. to 3 p.m.
22 more locations not shown.