Current ratings are free. Always.
Pay for history and bulk access when you need it — no subscription required for basic lookups.
Free
No account needed
- Current CRA rating for every bank
- 3 most recent CRA examinations
- CFPB complaint count (last 12 months)
- Financial health snapshot (ROA, capital)
- Credit union NCUA financials
- 6,600+ banks · 4,300+ credit unions
Per Bank
One-time, yours to keep
- Full CRA rating history + CSV
- HMDA lending data + CSV
- Call Report financials + CSV
- CFPB complaint history + CSV
- Links to PDF evaluations
- No subscription required
Purchase from any bank's profile page
Researcher
For journalists, advocates & analysts
($13.99/mo — save $72/yr)
- Unlimited CRA history — all banks
- Unlimited HMDA data — all banks
- Unlimited financials — all banks
- Unlimited complaints — all banks
- Credit union financials — all CUs
- CSV exports per institution
- 7-day free trial · Cancel anytime
- —No bulk data exports
- —No API access
- —No webhooks
- —No email alerts
Business
For teams and data pipelines
($55.99/mo — save $288/yr)
- Everything in Researcher
- Bulk CSV exports — all 10,000+ institutions
- REST API with full documentation
- Email alerts on CRA rating changes
- Webhooks for data pipeline integration
- Priority support
- 7-day free trial · Cancel anytime
Common questions
Where does the data come from?
CRA ratings come from the FFIEC — the federal body that aggregates exam results from the OCC, Federal Reserve, and FDIC. NCUA 5300 Call Report data covers all federally-insured credit unions. HMDA mortgage data and CFPB complaints come from their respective agencies. We structure and link the data; we don't modify ratings.
How often is data updated?
CRA ratings are updated within days of FFIEC publishing new exam files. FDIC Call Report financials update quarterly. HMDA data updates annually. CFPB complaint data is refreshed daily from the agency feed. NCUA financials update quarterly.
What does the $9 per-bank unlock include?
Full CRA exam history (every rating back to the early 1990s), HMDA mortgage lending data, Call Report financials, and CFPB complaint history — all with CSV downloads and links to original PDF evaluation reports. One-time payment, no subscription needed. Applies to one bank; buy additional banks separately.
What's the difference between Researcher and Business?
Researcher gives one person unlimited lookups and per-institution CSV exports — ideal for journalists, advocates, and analysts. Business adds bulk exports covering all 10,000+ institutions at once, a REST API for data pipelines, webhooks, email alerts, and priority support.
Do you have an API?
Yes — the Business plan includes full REST API access with documented endpoints for banks, credit unions, CRA ratings, financials, and complaints. View API documentation →
Is this suitable for academic or nonprofit research?
Yes. Researcher plan subscribers include university researchers, advocacy organizations, and journalists. If you're at a nonprofit or academic institution and need a discount, email us at hello@bankscorer.com.
Can I cancel the Researcher or Business plan?
Yes, any time. You keep access through the end of the billing period you've paid for. Annual plans are non-refundable after the 7-day trial ends.
Is there a free trial?
Both Researcher and Business include a 7-day free trial. Your card isn't charged until the trial ends. Cancel before then and you won't be billed anything.
Building something with bank data?
The Business plan includes a documented REST API covering CRA, HMDA, financials, and complaints.