About BankScorer
BankScorer is a searchable database of Community Reinvestment Act (CRA) ratings for every bank in the United States. The data comes directly from the Federal Financial Institutions Examination Council (FFIEC), which publishes examination results from the OCC, Federal Reserve, and FDIC.
CRA ratings are public record, but the FFIEC publishes them as a single large flat file that's difficult to search or analyze. BankScorer parses that file, structures it, and makes it fast to search — by bank name, state, size, or rating — with full exam history going back to 1990.
The site is useful for community advocates tracking whether local banks are meeting their reinvestment obligations, journalists and researchers studying lending patterns, compliance professionals monitoring peer institutions, and anyone curious about their bank's record.
The four CRA ratings
Outstanding
The bank substantially exceeds CRA requirements. Awarded to roughly 10–15% of examined institutions.
Satisfactory
The bank meets CRA requirements. The most common rating, held by around 80% of banks.
Needs to Improve
The bank has deficiencies in meeting community credit needs. Regulators expect a corrective action plan.
Substantial Noncompliance
The bank has serious failures. Can trigger regulatory enforcement actions and affect merger/expansion approvals.
Data source
All CRA rating data is sourced from the FFIEC CRA ratings file, updated periodically as new examinations are published. BankScorer does not modify or interpret the ratings — we display them exactly as reported by the relevant federal regulator.
Pricing
Current ratings are free. Full examination history, CSV export, email alerts on rating changes, and API access are available on paid plans. See pricing →
Questions or feedback? Reach out at hello@bankscorer.com.