Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$968M
Net Loans
$994M
Net Income
$2M
ROA
0.69%
Below avg for Community banks. Peer avg: 0.90%
ROE
7.11%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 2,446 | 78.9% | 1.84% |
| 2022 | 589 | 77.42% | 1.53% |
| 2021 | 28 | 100% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2025 | Satisfactory | Strategic Plan |
| Nov 2021 | Satisfactory | Intermediate Small Bank |
| Nov 2015 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1992
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Total Branches
2
Branch Deposits
$879M
1-Year Change
+1
5-year net change: +1 branches
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