Banks & credit unions · Search Michigan banks
117 rated banks · 170 credit unions
Michigan has 117 banks with a current CRA rating and 170 active credit unions regulated by the NCUA. 7 earned Outstanding, 2 need to improve.
Outstanding
7
6.0%
Satisfactory
108
92.3%
Needs to Improve
2
1.7%
Substantial Noncompliance
0
0.0%
NCUA 5300 Call Report · CRA-exempt
WEST SHORE BANK
LUDINGTON, MI · FDIC · Mar 2026
CENTURY BANK AND TRUST
COLDWATER, MI · FDIC · Dec 2025
RANGE BANK
MARQUETTE, MI · FDIC · Dec 2025
1ST STATE BANK
SAGINAW, MI · FDIC · Dec 2025
THE MINERS STATE BANK
IRON RIVER, MI · FDIC · Dec 2025
HONOR BANK
HONOR, MI · FDIC · Nov 2025
HURON CMNTY BK
EAST TAWAS, MI · FRB · Oct 2025
BAY PORT STATE BANK
BAY PORT, MI · FDIC · Oct 2025
SUPERIOR NATIONAL BANK
HANCOCK, MI · OCC · Sep 2025
CAPITOL NATIONAL BANK
LANSING, MI · OCC · Aug 2025
FIRST ST BK
EASTPOINTE, MI · FRB · Aug 2025
SOUTHERN MICHIGAN BANK & TRUST
COLDWATER, MI · FDIC · Aug 2025
UNITED BANK OF MICHIGAN
GRAND RAPIDS, MI · FDIC · Aug 2025
CITIZENS NATIONAL BANK OF CHEBOYGAN
CHEBOYGAN, MI · OCC · Jul 2025
GRAND RIVER BK
GRANDVILLE, MI · FRB · Jul 2025
MERCANTILE BANK
GRAND RAPIDS, MI · FDIC · Jul 2025
COMERICA BK
DALLAS, MI · FRB · Jun 2025
BANK MI
BROOKLYN, MI · FRB · Jun 2025
BANK OF ANN ARBOR
ANN ARBOR, MI · FDIC · May 2025
THE SHELBY STATE BANK
SHELBY, MI · FDIC · May 2025
KALAMAZOO COUNTY STATE BANK
SCHOOLCRAFT, MI · FDIC · Apr 2025
THUMB B&TC
PIGEON, MI · FRB · Mar 2025
FIRST CMNTY BK
HARBOR SPRINGS, MI · FRB · Feb 2025
UNIVERSITY BANK
ANN ARBOR, MI · FDIC · Feb 2025
COMMERCIAL BANK
ITHACA, MI · FDIC · Feb 2025
SIDNEY STATE BANK
SIDNEY, MI · FDIC · Jan 2025
WEST MI CMNTY BK
HUDSONVILLE, MI · FRB · Nov 2024
FIRST BANK, UPPER MICHIGAN
GLADSTONE, MI · FDIC · Nov 2024
CHOICEONE BK
SPARTA, MI · FRB · Oct 2024
STATE SAVINGS BANK
FRANKFORT, MI · FDIC · Aug 2024
G W JONES EXCHANGE BK
MARCELLUS, MI · FRB · Jul 2024
UNION BANK
GRAND RAPIDS, MI · FDIC · Jul 2024
FIRST NATIONAL BANK OF AMERICA
EAST LANSING, MI · OCC · Jun 2024
LAKE-OSCEOLA STATE BANK
BALDWIN, MI · FDIC · Jun 2024
NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION
NORWAY, MI · OCC · Apr 2024
CHELSEA ST BK
CHELSEA, MI · FRB · Feb 2024
HIGHPOINT COMMUNITY BANK
HASTINGS, MI · FDIC · Feb 2024
FIRST NATIONAL BANK OF MICHIGAN
KALAMAZOO, MI · OCC · Jan 2024
CENTRAL SVG BK
SAULT SAINTE MARIE, MI · FRB · Jan 2024
STURGIS BANK & TRUST COMPANY
STURGIS, MI · FDIC · Jan 2024
ISABELLA BK
MOUNT PLEASANT, MI · FRB · Nov 2023
FIRST INDEPENDENCE BANK
DETROIT, MI · FDIC · Nov 2023
INDEPENDENT BK
GRAND RAPIDS, MI · FRB · Oct 2023
THE FIRST NATIONAL BANK OF WAKEFIELD
WAKEFIELD, MI · OCC · Oct 2023
BLISSFIELD ST BK
BLISSFIELD, MI · FRB · Oct 2023
THE DART BANK
MASON, MI · FDIC · Sep 2023
TRI-COUNTY BK
BROWN CITY, MI · FRB · Aug 2023
EASTERN MI BK
CROSWELL, MI · FRB · Jul 2023
DEARBORN FSB
DEARBORN, MI · OCC · Jul 2023
NORTHPOINTE BANK
GRAND RAPIDS, MI · FDIC · Jul 2023
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| LUDINGTON | FDIC | $828M | Mar 2026 | Satisfactory | |
| COLDWATER | FDIC | $495M | Dec 2025 | Satisfactory | |
| MARQUETTE | FDIC | $620M | Dec 2025 | Satisfactory | |
Auburn Hills · State Credit Union
$6.4B
293,736 members
| Credit Union | City | Members | Total Assets | Net Worth | Field of Membership |
|---|---|---|---|---|---|
LAKE MICHIGAN LICU | Grand Rapids | 530,662 | $16.9B | 11.25% | State Credit Union |
| East Lansing | 399,480 | $8.5B | 8.37% | Federal Credit Union | |
GENISYS LICU | Auburn Hills | 293,736 | $6.4B | 15.30% | State Credit Union |
DFCU FINANCIAL LICU | Dearborn | 243,022 | $8.0B | 12.26% | State Credit Union |
UNITED LICU | St Joseph | 190,895 | $4.4B | 11.64% | Federal Credit Union |
ADVIA LICU | Kalamazoo | 186,725 | $4.0B | 9.79% | State Credit Union |
LAKE TRUST LICU | Brighton | 180,917 | $2.9B | 10.66% | State Credit Union |
MICHIGAN FIRST LICU | Lathrup Village | 162,645 | $1.5B | 15.57% | State Credit Union |
| Clinton Townshi | 162,111 | $4.4B | 12.20% | State Credit Union | |
CONSUMERS LICU | Oshtemo | 153,309 | $2.9B | 9.08% | State Credit Union |
| Ann Arbor | 122,745 | $1.4B | 10.72% | State Credit Union | |
DORT FINANCIAL LICU | Grand Blanc | 121,009 | $2.5B | 10.22% | State Credit Union |
ELGA LICU | Grand Blanc | 117,117 | $2.5B | 17.77% | State Credit Union |
COMMUNITY CHOICE LICU | Farmington Hill | 115,119 | $2.1B | 9.36% | State Credit Union |
CREDIT UNION ONE LICU | Ferndale | 108,063 | $1.8B | 11.41% | State Credit Union |
HONOR LICU | Berrien Springs | 105,279 | $1.9B | 12.03% | State Credit Union |
4FRONT LICU | Traverse City | 104,651 | $1.0B | 9.98% | State Credit Union |
COMMUNITY FINANCIAL LICU | Plymouth | 86,442 | $1.5B | 10.06% | State Credit Union |
| Midland | 83,834 | $2.6B | 9.79% | State Credit Union | |
TRUE COMMUNITY LICU | Jackson | 81,734 | $953.2M | 11.31% | State Credit Union |
FINANCIAL PLUS LICU | Flint | 80,867 | $1.6B | 11.66% | State Credit Union |
FRANKENMUTH LICU | Frankenmuth | 78,016 | $1.6B | 10.17% | State Credit Union |
VIBE LICU | Novi | 74,399 | $1.6B | 10.35% | State Credit Union |
LAFCU LICU | Lansing | 73,193 | $1.1B | 20.42% | State Credit Union |
ZEAL LICU | Livonia | 72,792 | $1.1B | 19.20% | State Credit Union |
AMERICAN 1 LICU | Jackson | 67,556 | $666.9M | 15.27% | State Credit Union |
MEMBERS FIRST LICU | Midland | 67,425 | $904.1M | 8.92% | State Credit Union |
CHRISTIAN FINANCIAL LICU | Sterling Height | 61,556 | $1.1B | 9.76% | State Credit Union |
PFCU LICU | Portland | 57,192 | $858.9M | 11.12% | State Credit Union |
SECURITY LICU | Grand Blanc | 53,803 | $651.8M | 9.72% | State Credit Union |
KELLOGG COMMUNITY LICU | Battle Creek | 50,750 | $1.0B | 16.53% | State Credit Union |
WILDFIRE LICU | Saginaw | 50,257 | $1.2B | 10.91% | State Credit Union |
ALPENA-ALCONA AREA LICU | Alpena | 49,570 | $957.6M | 12.08% | State Credit Union |
| Adrian | 49,057 | $938.0M | 14.28% | State Credit Union | |
| Plymouth | 47,969 | $1.1B | 11.54% | State Credit Union | |
ARBOR FINANCIAL LICU | Kalamazoo | 47,329 | $905.3M | 10.34% | State Credit Union |
OMNI COMMUNITY LICU | Battle Creek | 47,012 | $652.6M | 16.10% | State Credit Union |
TEAM ONE LICU | Saginaw | 46,852 | $767.4M | 9.69% | State Credit Union |
NORTHLAND AREA LICU | Alpena | 46,344 | $708.4M | 10.18% | Federal Credit Union |
ADVENTURE LICU | Grand Rapids | 43,275 | $642.0M | 11.41% | State Credit Union |
EMBERS LICU | Marquette | 33,170 | $612.9M | 11.95% | State Credit Union |
ALLIANCE CATHOLIC LICU | Farmington Hill | 32,701 | $707.4M | 12.49% | State Credit Union |
PUBLIC SERVICE LICU | Romulus | 31,795 | $459.4M | 11.61% | State Credit Union |
MONROE COMMUNITY LICU | Monroe | 31,766 | $404.4M | 11.10% | State Credit Union |
| Detroit | 31,290 | $595.5M | 14.50% | State Credit Union | |
IGNITE LICU | Battle Creek | 30,075 | $376.3M | 10.17% | State Credit Union |
WMCU LICU | Grand Rapids | 29,196 | $449.2M | 17.26% | State Credit Union |
| Farmington | 27,695 | $483.4M | 9.95% | State Credit Union | |
JOLT LICU | Saginaw | 27,415 | $483.4M | 10.17% | State Credit Union |
CASE LICU | Lansing | 26,822 | $405.2M | 10.77% | State Credit Union |
| SAGINAW |
| FDIC |
| $484M |
| Dec 2025 |
| Satisfactory |
| IRON RIVER | FDIC | $141M | Dec 2025 | Satisfactory |
| HONOR | FDIC | $413M | Nov 2025 | Satisfactory |
| EAST TAWAS | FRB | — | Oct 2025 | Satisfactory |
| BAY PORT | FDIC | $150M | Oct 2025 | Satisfactory |
| HANCOCK | OCC | $1.1B | Sep 2025 | Satisfactory |
| LANSING | OCC | $200M | Aug 2025 | Satisfactory |
| EASTPOINTE | FRB | — | Aug 2025 | Satisfactory |
| COLDWATER | FDIC | $1.7B | Aug 2025 | Satisfactory |
| GRAND RAPIDS | FDIC | $1.1B | Aug 2025 | Satisfactory |
| CHEBOYGAN | OCC | $464M | Jul 2025 | Satisfactory |
| GRANDVILLE | FRB | — | Jul 2025 | Satisfactory |
| GRAND RAPIDS | FDIC | $6.4B | Jul 2025 | Satisfactory |
| DALLAS | FRB | — | Jun 2025 | Outstanding |
| BROOKLYN | FRB | — | Jun 2025 | Satisfactory |
| ANN ARBOR | FDIC | $3.3B | May 2025 | Satisfactory |
| SHELBY | FDIC | $392M | May 2025 | Satisfactory |
| SCHOOLCRAFT | FDIC | $121M | Apr 2025 | Satisfactory |
| PIGEON | FRB | — | Mar 2025 | Satisfactory |
| HARBOR SPRINGS | FRB | — | Feb 2025 | Satisfactory |
| ANN ARBOR | FDIC | $1.1B | Feb 2025 | Satisfactory |
| ITHACA | FDIC | $564M | Feb 2025 | Satisfactory |
| SIDNEY | FDIC | $143M | Jan 2025 | Satisfactory |
| HUDSONVILLE | FRB | — | Nov 2024 | Satisfactory |
| GLADSTONE | FDIC | $632M | Nov 2024 | Satisfactory |
| SPARTA | FRB | — | Oct 2024 | Satisfactory |
| FRANKFORT | FDIC | $405M | Aug 2024 | Satisfactory |
| MARCELLUS | FRB | — | Jul 2024 | Satisfactory |
| GRAND RAPIDS | FDIC | $381M | Jul 2024 | Needs to Improve |
| EAST LANSING | OCC | $6.8B | Jun 2024 | Satisfactory |
| BALDWIN | FDIC | $481M | Jun 2024 | Satisfactory |
| NORWAY | OCC | — | Apr 2024 | Satisfactory |
| CHELSEA | FRB | — | Feb 2024 | Satisfactory |
| HASTINGS | FDIC | $597M | Feb 2024 | Satisfactory |
| KALAMAZOO | OCC | $982M | Jan 2024 | Satisfactory |
| SAULT SAINTE MARIE | FRB | — | Jan 2024 | Outstanding |
| STURGIS | FDIC | $1.0B | Jan 2024 | Satisfactory |
| MOUNT PLEASANT | FRB | — | Nov 2023 | Satisfactory |
| DETROIT | FDIC | $875M | Nov 2023 | Satisfactory |
| GRAND RAPIDS | FRB | — | Oct 2023 | Satisfactory |
| WAKEFIELD | OCC | $53M | Oct 2023 | Satisfactory |
| BLISSFIELD | FRB | — | Oct 2023 | Satisfactory |
| MASON | FDIC | $1.4B | Sep 2023 | Satisfactory |
| BROWN CITY | FRB | — | Aug 2023 | Satisfactory |
| CROSWELL | FRB | — | Jul 2023 | Satisfactory |
| DEARBORN | OCC | — | Jul 2023 | Needs to Improve |
| GRAND RAPIDS | FDIC | $7.4B | Jul 2023 | Satisfactory |