Michigan
Community Reinvestment Act ratings · Search Michigan banks
347 banks tracked
Current Rating Distribution
Outstanding
63
18.2%
Satisfactory
279
80.4%
Needs to Improve
5
1.4%
Substantial Noncompliance
0
0.0%
STANDARD FEDERAL BANK
TROY · OTS · May 1998
OutstandingCOMMUNITY FIRST BANK
LANSING · OTS · Nov 1994
SatisfactoryMUTUAL SAVINGS BANK, FSB
BAY CITY · OTS · Jul 1997
SatisfactoryMFC FIRST NATIONAL BANK
MARQUETTE · OCC · Apr 1999
OutstandingTHE FIRST NATIONAL BANK OF THREE RIVERS
THREE RIVERS · OCC · May 2002
SatisfactoryGREAT LAKES BANCORP, A FSB
ANN ARBOR · OTS · Mar 1994
SatisfactoryD&N BANK
HANCOCK · OTS · Jul 1998
SatisfactoryFIRST SAVINGS BANK, A FSB
THREE RIVERS · OTS · Dec 2006
SatisfactoryMAINSTREET SAVINGS BANK, FSB
HASTINGS · OTS · Sep 2004
SatisfactoryFMB-OLD STATE BANK
FREMONT · FDIC · Nov 1994
SatisfactoryOLD KENT BANK OF GRAND HAVEN
GRAND HAVEN · FDIC · Jun 1993
OutstandingFMB-COMMERCIAL BANK
GREENVILLE · FDIC · Jan 1996
OutstandingOLD KENT BANK OF HILLSDALE
HILLSDALE · FDIC · Jun 1994
OutstandingMASON STATE BANK
MASON · FDIC · Jan 2013
SatisfactoryCITIZENS STATE BANK
NEW BALTIMORE · FDIC · Apr 2009
SatisfactoryTHE COMMERCIAL AND SAVINGS BANK OF ST. CLAIR COUNTY
ST. CLAIR · FDIC · May 1994
SatisfactoryOLD KENT BANK-GRAND TRAVERSE
TRAVERSE CITY · FDIC · Aug 1994
OutstandingREPUBLIC BANK - CENTRAL
WILLIAMSTON · FDIC · Dec 1991
SatisfactoryUPPER PENINSULA STATE BANK
ESCANABA · FDIC · May 2023
SatisfactoryBAYBANK
GLADSTONE · FDIC · Jun 2022
SatisfactoryFMB-SAULT BANK
SAULT STE. MARIE · FDIC · May 1997
OutstandingFIDELITY SAVINGS BANK, F.S.B.
KALAMAZOO · OTS · Jul 1994
OutstandingCOMMUNITY BANK
CARO · FDIC · Nov 2004
OutstandingFIRSTBANK
MT. PLEASANT · FDIC · Apr 2012
SatisfactorySTURGIS BANK & TRUST COMPANY, FSB
STURGIS · OTS · May 1997
OutstandingSECOND NATIONAL BANK OF SAGINAW
SAGINAW · OCC · Sep 1995
OutstandingSOUTHERN MICHIGAN NATIONAL BANK
COLDWATER · OCC · Jan 1991
SatisfactoryHOMESTEAD SAVINGS BANK, F.S.B.
ALBION · OTS · Sep 1998
SatisfactoryFIRST FS & LA OF LENAWEE COUNTY
ADRIAN · OTS · Feb 1992
SatisfactoryWOLVERINE BANK, FEDERAL SAVINGS BANK
MIDLAND · OTS · Mar 2008
SatisfactoryFIRST FEDERAL OF MICHIGAN
DETROIT · OTS · Dec 1993
SatisfactoryMONARCH COMMUNITY BANK
COLDWATER · OTS · Dec 2002
SatisfactoryAMERIBANK FEDERAL SAVINGS BANK
MUSKEGON · OTS · Oct 1994
SatisfactoryMFC FIRST NATIONAL BANK
MENOMINEE · OCC · Jun 1998
SatisfactoryHERITAGE FEDERAL SAVINGS BANK
TAYLOR · OTS · Apr 1992
SatisfactoryRANGE BANK, NATIONAL ASSOCIATION
MARQUETTE · OCC · Jul 2014
SatisfactoryMFC FIRST NATIONAL BANK
ESCANABA · OCC · Oct 1996
OutstandingFIRST NATIONAL BANK & TRUST
IRON MOUNTAIN · OCC · Aug 2022
SatisfactoryTHE FIRST NATIONAL BANK OF ST. IGNACE
ST. IGNACE · OCC · Oct 2022
SatisfactoryTHE FIRST N. B. OF CALUMET-LAKE LINDEN
CALUMET · OCC · Jan 2004
SatisfactoryAMERIBANK
HOLLAND · OTS · Nov 1996
SatisfactoryEATON FEDERAL SAVINGS BANK
CHARLOTTE · OTS · Dec 2008
OutstandingDEARBORN FSB
DEARBORN · OTS · Dec 2009
SatisfactoryBANK WEST
GRAND RAPIDS · OTS · Dec 1995
SatisfactoryEDGEWATER BANK
ST. JOSEPH · OTS · Apr 2008
SatisfactoryDETROIT SAVINGS BANK, FSB
DETROIT · OTS · Mar 1992
SatisfactoryCITIZENS FIRST SAVINGS BANK
PORT HURON · OTS · May 1996
SatisfactorySECURITY SAVINGS BANK, FSB
JACKSON · OTS · Dec 1994
SatisfactoryCENTURY BANK AND TRUST
COLDWATER · FDIC · Dec 2025
SatisfactorySOUTHERN MICHIGAN BANK & TRUST
COLDWATER · FDIC · Aug 2025
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| STANDARD FEDERAL BANK | TROY | OTS | May 1998 | Outstanding |
| COMMUNITY FIRST BANK | LANSING | OTS | Nov 1994 | Satisfactory |
| MUTUAL SAVINGS BANK, FSB | BAY CITY | OTS | Jul 1997 | Satisfactory |
| MFC FIRST NATIONAL BANK | MARQUETTE | OCC | Apr 1999 | Outstanding |
| THE FIRST NATIONAL BANK OF THREE RIVERS | THREE RIVERS | OCC | May 2002 | Satisfactory |
| GREAT LAKES BANCORP, A FSB | ANN ARBOR | OTS | Mar 1994 | Satisfactory |
| D&N BANK | HANCOCK | OTS | Jul 1998 | Satisfactory |
| FIRST SAVINGS BANK, A FSB | THREE RIVERS | OTS | Dec 2006 | Satisfactory |
| MAINSTREET SAVINGS BANK, FSB | HASTINGS | OTS | Sep 2004 | Satisfactory |
| FMB-OLD STATE BANK | FREMONT | FDIC | Nov 1994 | Satisfactory |
| OLD KENT BANK OF GRAND HAVEN | GRAND HAVEN | FDIC | Jun 1993 | Outstanding |
| FMB-COMMERCIAL BANK | GREENVILLE | FDIC | Jan 1996 | Outstanding |
| OLD KENT BANK OF HILLSDALE | HILLSDALE | FDIC | Jun 1994 | Outstanding |
| MASON STATE BANK | MASON | FDIC | Jan 2013 | Satisfactory |
| CITIZENS STATE BANK | NEW BALTIMORE | FDIC | Apr 2009 | Satisfactory |
| THE COMMERCIAL AND SAVINGS BANK OF ST. CLAIR COUNTY | ST. CLAIR | FDIC | May 1994 | Satisfactory |
| OLD KENT BANK-GRAND TRAVERSE | TRAVERSE CITY | FDIC | Aug 1994 | Outstanding |
| REPUBLIC BANK - CENTRAL | WILLIAMSTON | FDIC | Dec 1991 | Satisfactory |
| UPPER PENINSULA STATE BANK | ESCANABA | FDIC | May 2023 | Satisfactory |
| BAYBANK | GLADSTONE | FDIC | Jun 2022 | Satisfactory |
| FMB-SAULT BANK | SAULT STE. MARIE | FDIC | May 1997 | Outstanding |
| FIDELITY SAVINGS BANK, F.S.B. | KALAMAZOO | OTS | Jul 1994 | Outstanding |
| COMMUNITY BANK | CARO | FDIC | Nov 2004 | Outstanding |
| FIRSTBANK | MT. PLEASANT | FDIC | Apr 2012 | Satisfactory |
| STURGIS BANK & TRUST COMPANY, FSB | STURGIS | OTS | May 1997 | Outstanding |
| SECOND NATIONAL BANK OF SAGINAW | SAGINAW | OCC | Sep 1995 | Outstanding |
| SOUTHERN MICHIGAN NATIONAL BANK | COLDWATER | OCC | Jan 1991 | Satisfactory |
| HOMESTEAD SAVINGS BANK, F.S.B. | ALBION | OTS | Sep 1998 | Satisfactory |
| FIRST FS & LA OF LENAWEE COUNTY | ADRIAN | OTS | Feb 1992 | Satisfactory |
| WOLVERINE BANK, FEDERAL SAVINGS BANK | MIDLAND | OTS | Mar 2008 | Satisfactory |
| FIRST FEDERAL OF MICHIGAN | DETROIT | OTS | Dec 1993 | Satisfactory |
| MONARCH COMMUNITY BANK | COLDWATER | OTS | Dec 2002 | Satisfactory |
| AMERIBANK FEDERAL SAVINGS BANK | MUSKEGON | OTS | Oct 1994 | Satisfactory |
| MFC FIRST NATIONAL BANK | MENOMINEE | OCC | Jun 1998 | Satisfactory |
| HERITAGE FEDERAL SAVINGS BANK | TAYLOR | OTS | Apr 1992 | Satisfactory |
| RANGE BANK, NATIONAL ASSOCIATION | MARQUETTE | OCC | Jul 2014 | Satisfactory |
| MFC FIRST NATIONAL BANK | ESCANABA | OCC | Oct 1996 | Outstanding |
| FIRST NATIONAL BANK & TRUST | IRON MOUNTAIN | OCC | Aug 2022 | Satisfactory |
| THE FIRST NATIONAL BANK OF ST. IGNACE | ST. IGNACE | OCC | Oct 2022 | Satisfactory |
| THE FIRST N. B. OF CALUMET-LAKE LINDEN | CALUMET | OCC | Jan 2004 | Satisfactory |
| AMERIBANK | HOLLAND | OTS | Nov 1996 | Satisfactory |
| EATON FEDERAL SAVINGS BANK | CHARLOTTE | OTS | Dec 2008 | Outstanding |
| DEARBORN FSB | DEARBORN | OTS | Dec 2009 | Satisfactory |
| BANK WEST | GRAND RAPIDS | OTS | Dec 1995 | Satisfactory |
| EDGEWATER BANK | ST. JOSEPH | OTS | Apr 2008 | Satisfactory |
| DETROIT SAVINGS BANK, FSB | DETROIT | OTS | Mar 1992 | Satisfactory |
| CITIZENS FIRST SAVINGS BANK | PORT HURON | OTS | May 1996 | Satisfactory |
| SECURITY SAVINGS BANK, FSB | JACKSON | OTS | Dec 1994 | Satisfactory |
| CENTURY BANK AND TRUST | COLDWATER | FDIC | Dec 2025 | Satisfactory |
| SOUTHERN MICHIGAN BANK & TRUST | COLDWATER | FDIC | Aug 2025 | Satisfactory |