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ADVENTURE

Grand Rapids, MI · State Credit Union · Chartered in MI

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #60936Est. 1936RSSD: 140791

Members

43,275

Net Worth Ratio

11.41%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$642.0M

Peer Group 6

Members

43,275

as of latest quarter

Net Worth Ratio

11.41%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 895, Grand Rapids, MI 49518

Chartered

1936

Branch Locations

10 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$642.0M

Total Shares

$562.1M

Total Loans

$448.3M

Net Income

$206K

Net Worth Ratio

11.41%

≥7% = Well Capitalized

Members

43,275

Return on Assets

0.03%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.32%

$1.4M

Loan-to-share ratio: 79.7%· healthy range 60–80%

Branch Locations

NCUA

32nd Street

630 32nd St SE, Grand Rapids, MI, 49548-2306

M, T, Th, F 9:00am - 5:00pm W 10:00am - 5:00pm Sat 9:00am -12:00pm

MainATMDrive-thru

Plainfield

4211 Plainfield Ave NE, Grand Rapids, MI, 49525

M, T, Th, F 9:00am - 5:00pm W 10:00am - 5:00pm Sat 9:00am -12:00pm

ATMDrive-thru

Lake Lansing

2250 Lake Lansing Rd, Lansing, MI, 48912-5668

M, T, Th, F 9:00am - 5:00pm W 10:00am - 5:00pm Sat 9:00am -12:00pm

ATM

Crossings Drive

6672 Crossings Dr SE, Grand Rapids, MI, 49508-7357

M, T, Th, F 9:00am - 5:00pm W 10:00am - 5:00pm Sat 9:00am -12:00pm

ATMDrive-thru

Wilson

5165 Wilson Ave SW, Wyoming, MI, 49418

M, T, Th, F 9:00am - 5:00pm W 10:00am - 5:00pm Sat 9:00am -12:00pm

ATMDrive-thru

Jolly

301 E Jolly Rd, Lansing, MI, 48910

M, T, Th, F 9:00am - 5:00pm W 10:00am - 5:00pm Sat 9:00am -12:00pm

ATMDrive-thru

Lindsey

14049 Lindsey Pvt Ln, Dewitt, MI, 48820

M, T, Th, F 9:00am - 5:00pm W 10:00am - 5:00pm Sat 9:00am -12:00pm

ATMDrive-thru

Saginaw

5615 W Saginaw Hwy, Lansing, MI, 48917

M, T, Th, F 9:00am - 5:00pm W 10:00am - 5:00pm Sat 9:00am -12:00pm

ATMDrive-thru

Walker

2500 Alpine Ave NW, Grand Rapids, MI, 49544

M, T, Th, F 9:00am - 5:00pm W 10:00am - 5:00pm Sat 9:00am - 12:00pm

ATMDrive-thru

State

3062 S State Rd, Ionia, MI, 48846

M, T, Th, F 9:00am - 5:00pm W 10:00am - 5:00pm Sat 9:00am -12:00pm

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.