Lansing, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
73,193
Net Worth Ratio
20.42%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.14B
Total Shares
$902.9M
Total Loans
$784.3M
Net Worth Ratio
20.42%
≥7% = Well Capitalized
Members
73,193
Delinquency Rate (60d+)
0.65%
$5.1M
Loan-to-share ratio: 86.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2022 | 505 | 364 | 56 | 72.1% | 11.1% |
| 2021 | 505 | 331 | 76 | 65.5% | 15.1% |
No CFPB complaint data available for this credit union.
Main
106 N Marketplace Blvd, Lansing, MI, 48917-7753
Mon - Fri 9:00am - 5:30pm Sat 9:00 - 12:00 Noon
Dewitt
12850 S US HIGHWAY 27, Dewitt, MI, 48820-8387
Mon - Fri 9:00am - 5:30pm Sat 9:00am - 12:00 Noon
Charlotte
1553 Lansing Rd, Charlotte, MI, 48813
Mo - Fri 9:00am - 5:30pm Sat 9:00am - 12:00 Noon
South Lansing
1121 Keystone Ave, Lansing, MI, 48911
Mon - Fri 9:00am - 5:30pm Sat 9:00 - 12:00 Noon
Mason
750 N Cedar St, Mason, MI, 48854
Mon - Fri 9:00am - 5:30pm Sat 9:00am - 12:00 Noon
Eaton Rapids
1505 Kyle St, Eaton Rapids, MI, 48827
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<a href="https://bankscorer.com/credit-union/lafcu" target="_blank" rel="noopener">View LAFCU on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Mon - Fri 9:00am - 5:30pm Sat 9:00am - 12:00 Noon
Corunna
2665 E M 21, Corunna, MI, 48817
Mon - Fri 9:00am - 5:30pmSat 9:00am - 12:00 Noon
Owosso
1720 W M 21, Owosso, MI, 48867
M-F 9:00am - 5:30pmSat 9:00am - 12:00 Noon
St. Johns
2317 S US Highway 27, Saint Johns, MI, 48879
Mon - Fri 9:00am - 5:30pmSat 9:00-12:00 Noon
Collins
4600 Collins Rd, Lansing, MI, 48910-5855
Mon - Fri 9:00am - 5:00pm