LAFCU
Lansing, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
73,193
Net Worth Ratio
20.42%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.14B
Peer Group 6
Members
73,193
as of latest quarter
Net Worth Ratio
20.42%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.14B
Total Shares
$902.9M
Total Loans
$784.3M
Net Worth Ratio
20.42%
≥7% = Well Capitalized
Members
73,193
Delinquency Rate (60d+)
0.65%
$5.1M
Loan-to-share ratio: 86.9%· healthy range 60–80%
Branch Locations
NCUAMain
106 N Marketplace Blvd, Lansing, MI, 48917-7753
Mon - Fri 9:00am - 5:30pm Sat 9:00 - 12:00 Noon
Dewitt
12850 S US HIGHWAY 27, Dewitt, MI, 48820-8387
Mon - Fri 9:00am - 5:30pm Sat 9:00am - 12:00 Noon
Charlotte
1553 Lansing Rd, Charlotte, MI, 48813
Mo - Fri 9:00am - 5:30pm Sat 9:00am - 12:00 Noon
South Lansing
1121 Keystone Ave, Lansing, MI, 48911
Mon - Fri 9:00am - 5:30pm Sat 9:00 - 12:00 Noon
Mason
750 N Cedar St, Mason, MI, 48854
Mon - Fri 9:00am - 5:30pm Sat 9:00am - 12:00 Noon
Eaton Rapids
1505 Kyle St, Eaton Rapids, MI, 48827
Mon - Fri 9:00am - 5:30pm Sat 9:00am - 12:00 Noon
Corunna
2665 E M 21, Corunna, MI, 48817
Mon - Fri 9:00am - 5:30pmSat 9:00am - 12:00 Noon
Owosso
1720 W M 21, Owosso, MI, 48867
M-F 9:00am - 5:30pmSat 9:00am - 12:00 Noon
St. Johns
2317 S US Highway 27, Saint Johns, MI, 48879
Mon - Fri 9:00am - 5:30pmSat 9:00-12:00 Noon
Collins
4600 Collins Rd, Lansing, MI, 48910-5855
Mon - Fri 9:00am - 5:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/lafcu" target="_blank" rel="noopener">View LAFCU on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.