Jackson, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
67,556
Net Worth Ratio
15.27%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$666.9M
Total Shares
$550.3M
Total Loans
$459.5M
Net Worth Ratio
15.27%
≥7% = Well Capitalized
Members
67,556
Delinquency Rate (60d+)
1.49%
$6.8M
Loan-to-share ratio: 83.5%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 108 | 78 | 14 | 72.2% | 13.0% |
No CFPB complaint data available for this credit union.
Home Office
718 E Michigan Ave, Jackson, MI, 49201
M-F 9 a.m. - 7 p.m. Sat 9 a.m. - 3 p.m.
Brooklyn
11301 Brooklyn Rd, Brooklyn, MI, 49230
M-F 9 a.m. - 7 p.m. Sat 9 a.m. - 2 p.m.
Hillsdale
3192 W Carleton Rd, Hillsdale, MI, 49242
M-F 9 a.m. - 7 p.m. Sat 9 a.m. - 3 p.m.
Vandercook
1238 E McDevitt Ave, Jackson, MI, 49203
M-TH 9 a.m. - 6 p.m. F 9 a.m. - 7 p.m. Sat 9 a.m. - 2 p.m.
Parnall
1521 W Parnall Rd, Jackson, MI, 49201
M-TH 9 a.m. - 6 p.m.F 9 a.m. - 7 p.m. Sat 9 a.m. - 2 p.m.
Drive Thru
203 N Perrine St, Jackson, MI, 49201
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<a href="https://bankscorer.com/credit-union/american-1" target="_blank" rel="noopener">View AMERICAN 1 on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
M-F 8 a.m. - 7 p.m. Sat 8 a.m. - 3 p.m.
North St
930 W North St, Jackson, MI, 49202
M-F 9 a.m. - 7 p.m. Sat 9 a.m. - 4 p.m.
Milan
108 W Main St, Milan, MI, 48160-1216
Monday-Thursday 9am-5pmFriday 9am-6pmSaturday 9am-2pm
Manchester
10903 Mi State Road 52, Manchester, MI, 48158
M-TH 9am-5pmF 9am-6pmSat: 9am-2pm
Michigan Center
4400 Page Ave, Michigan Center, MI, 49254-1025
Monday-Thursday 9am-6pmFriday 9am-7pmSaturday 9am-2pm
8 more locations not shown.