Portland, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
57,192
Net Worth Ratio
11.12%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$858.9M
Total Shares
$759.2M
Total Loans
$553.7M
Net Income
$1.9M
Net Worth Ratio
11.12%
≥7% = Well Capitalized
Members
57,192
Return on Assets
0.23%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.21%
$1.2M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 230 | 171 | 18 | 74.3% | 7.8% |
| 2022 | 298 | 223 | 27 | 74.8% | 9.1% |
| 2021 | 498 | 375 | 22 | 75.3% | 4.4% |
No CFPB complaint data available for this credit union.
Portland Office
9077 Charlotte Hwy, Portland, MI, 48875
M-T 9-5 F 9-5:30 S 9-12
Ionia Office
4035 S State Rd, Ionia, MI, 48846
M-T 9-5 F 9-5:30 S 9-12
Westphalia Office
102 W Main St, Westphalia, MI, 48894-9838
M-T 9-5 F 9-5:30
Lake Odessa Office
2025 Lapo Rd, Lake Odessa, MI, 48849
M-T 9-5 F 9-5:30 S 9-12
Lansing Office
644 Migaldi Ln, Lansing, MI, 48917-7750
M-t 9-5 F 9-5:30 S 9-12
Lowell Office
11635 Fulton St E Ste 400, Lowell, MI, 49331-8417
M-Th 9:00am to 5:00 pm Friday 9:00am to 5:30 pm
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/pfcu" target="_blank" rel="noopener">View PFCU on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 72.9%· healthy range 60–80%
Caledonia Office
6451 Cherry Meadow Dr SE, Caledonia, MI, 49316
M-Th 9-5, F 9-5:30, S 9-12
Durand Office
311 N Saginaw St, Durand, MI, 48429
Monday - Thursday: 9:00 a.m. - 5:00 p.m. Friday: 9:00am to 5:53pm Saturday: 9:00 a.m. - 12:00 p.m.
Genesee Valley Office
3378 Lennon Rd, Flint, MI, 48507
Lobby Hours Monday - Thursday: 9:00 a.m. - 5:00 p.m. Friday: 9:00am -5:30pm Saturday Lobby: 9:00 a.m.-12:00
VanSlyke Office
G3311 VanSlyke Rd, Flint, MI, 48507
Lobby Hours Monday - Thursday: 9:00 a.m. - 5:00 p.m. Friday: 9:00p.m.-5:30p.m Saturday Lobby closed.
3 more locations not shown.