Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.7B
Total Deposits
$1.4B
Net Loans
$1.3B
Net Income
$4M
ROA
0.85%
Below avg for Community banks. Peer avg: 0.90%
ROE
9.57%
Risk-Based Capital
12.03%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 348 | 71.55% | 10.63% |
| 2023 | 335 | 60.6% | 19.40% |
| 2022 | 343 | 68.51% | 14.87% |
| 2021 | 571 | 74.61% | 12.43% |
| 2020 | 746 | 69.17% | 13.94% |
| 2019 | 401 | 78.55% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Intermediate Small Bank |
| May 2022 | Satisfactory | Intermediate Small Bank |
| Sep 2019 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1993
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Total Branches
20
Branch Deposits
$1.3B
1-Year Change
+2
5-year net change: +4 branches
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Preview:
| 11.22% |
| 2018 | 322 | 79.5% | 13.35% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red