Grand Rapids, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
530,662
Net Worth Ratio
11.25%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$16.86B
Total Shares
$14.40B
Total Loans
$13.38B
Net Worth Ratio
11.25%
≥7% = Well Capitalized
Members
530,662
Delinquency Rate (60d+)
0.30%
$40.4M
Loan-to-share ratio: 92.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 15,039 | 11,117 | 1,316 | 73.9% | 8.8% |
| 2022 | 20,402 | 15,460 | 1,436 | 75.8% | 7.0% |
| 2021 | 30,935 | 23,810 | 1,902 | 77.0% | 6.2% |
Last 12 Months
67
Since 2018
163
all complaints on record
Monetary Relief
1%
% of complaints with monetary relief
Untimely Response
0%
% exceeding 15-day window
Monthly Complaints (2021–present)
Data through Jun 2026.Last 12 months shown — upgrade for full history.
Prairie Creek
5664 Prairie Creek Dr SE, Caledonia, MI, 49316
Mon - Thursday 9:00 - 5:30 Friday 9:00 - 6:00
Broadmoor
7175 Broadmoor Ave SE, Caledonia, MI, 49316-9510
Monday-Friday 9-5:30 Friday 9-6 Saturday 9-1
Cascade
1210 Spaulding Ave SE, Grand Rapids, MI, 49546-6336
Monday-Thursday 9-5:30 Friday 9-6 Saturday 9-1:00
Lake Dr Corporate
4027 Lake Dr SE, Grand Rapids, MI, 49546-8812
Monday-Thursday 9-5:30 Friday 9-6
Grand Haven
951 Jackson Ave, Grand Haven, MI, 49417
Monday-Thursday 9-:530 Friday 9-6 Saturday 9-1
Hudsonville
4100 32nd Ave, Hudsonville, MI, 49426-8406
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<a href="https://bankscorer.com/credit-union/lake-michigan" target="_blank" rel="noopener">View LAKE MICHIGAN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
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2021–2025 locked
Full 2021–present history available — see pricing from $14/mo.
Monday-Thursday 9-:530 Friday 9-6 Saturday 9-1
Kentwood
6206 Kalamazoo Ave SE, Kentwood, MI, 49508
Monday-Thursday 9-:530 Friday 9-6 Saturday 9-1
Lake Michigan Drive
2720 Lake Michigan Dr NW, Grand Rapids, MI, 49504-5884
Monday-Thursday 9-:530 Friday 9-6 Saturday 9-1
Leonard
1820 Leonard St NE, Grand Rapids, MI, 49505-5650
Monday-Thursday 9-5:30 Friday 9-6 Saturday 9-1
Northland
5453 Northland Dr NE, Grand Rapids, MI, 49525-1032
Monday-Thursday 9-5:30 Friday 9-6 Saturday 9-1
71 more locations not shown.