LAKE MICHIGAN
Grand Rapids, MI · State Credit Union · Chartered in MI
Who can join
Type 99
Members
530,662
Net Worth Ratio
11.25%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$16.86B
Peer Group 6
Members
530,662
as of latest quarter
Net Worth Ratio
11.25%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$16.86B
Total Shares
$14.40B
Total Loans
$13.38B
Net Worth Ratio
11.25%
≥7% = Well Capitalized
Members
530,662
Delinquency Rate (60d+)
0.30%
$40.4M
Loan-to-share ratio: 92.9%· healthy range 60–80%
Branch Locations
NCUAPrairie Creek
5664 Prairie Creek Dr SE, Caledonia, MI, 49316
Mon - Thursday 9:00 - 5:30 Friday 9:00 - 6:00
Broadmoor
7175 Broadmoor Ave SE, Caledonia, MI, 49316-9510
Monday-Friday 9-5:30 Friday 9-6 Saturday 9-1
Cascade
1210 Spaulding Ave SE, Grand Rapids, MI, 49546-6336
Monday-Thursday 9-5:30 Friday 9-6 Saturday 9-1:00
Lake Dr Corporate
4027 Lake Dr SE, Grand Rapids, MI, 49546-8812
Monday-Thursday 9-5:30 Friday 9-6
Grand Haven
951 Jackson Ave, Grand Haven, MI, 49417
Monday-Thursday 9-:530 Friday 9-6 Saturday 9-1
Hudsonville
4100 32nd Ave, Hudsonville, MI, 49426-8406
Monday-Thursday 9-:530 Friday 9-6 Saturday 9-1
Kentwood
6206 Kalamazoo Ave SE, Kentwood, MI, 49508
Monday-Thursday 9-:530 Friday 9-6 Saturday 9-1
Lake Michigan Drive
2720 Lake Michigan Dr NW, Grand Rapids, MI, 49504-5884
Monday-Thursday 9-:530 Friday 9-6 Saturday 9-1
Leonard
1820 Leonard St NE, Grand Rapids, MI, 49505-5650
Monday-Thursday 9-5:30 Friday 9-6 Saturday 9-1
Northland
5453 Northland Dr NE, Grand Rapids, MI, 49525-1032
Monday-Thursday 9-5:30 Friday 9-6 Saturday 9-1
71 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/lake-michigan" target="_blank" rel="noopener">View LAKE MICHIGAN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.