Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$908M
Net Loans
$790M
Net Income
$2M
ROA
0.90%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.61%
Risk-Based Capital
12.70%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 469 | 89.34% | 1.92% |
| 2023 | 464 | 84.48% | 4.09% |
| 2022 | 481 | 88.15% | 3.53% |
| 2021 | 90 | 91.11% | 3.33% |
| 2020 | 88 | 85.23% | 4.55% |
| 2019 | 69 | 84.06% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2024 | Satisfactory | Intermediate Small Bank |
| Jan 2021 | Satisfactory | Intermediate Small Bank |
| Apr 2018 | Satisfactory | Intermediate Small Bank |
5 previous ratings locked — back to 2002
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Total Branches
17
Branch Deposits
$883M
1-Year Change
0
5-year net change: +6 branches
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Preview:
| 2018 | 62 | 87.1% | 3.23% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red