Brighton, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
180,917
Net Worth Ratio
10.66%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$2.87B
Total Shares
$2.54B
Total Loans
$2.14B
Net Worth Ratio
10.66%
≥7% = Well Capitalized
Members
180,917
Delinquency Rate (60d+)
0.76%
$16.1M
Loan-to-share ratio: 84.0%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 957 | 470 | 468 | 49.1% | 48.9% |
| 2022 | 940 | 533 | 348 | 56.7% | 37.0% |
| 2021 | 711 | 434 | 208 | 61.0% | 29.3% |
No CFPB complaint data available for this credit union.
Headquarters
4605 S Old US Highway 23, Brighton, MI, 48114-7521
Mon-Fri 7am-7pm; Sat 9am-1pm
Ann Arbor - Packard Branch
2222 Packard St, Ann Arbor, MI, 48104-6368
Mon - Thu: 9am-5:30pm; Fri 9am-6pm; Sat 9am-1pm; ATM with Deposit (24/7)
Auburn Hills Branch
2550 N Squirrel Rd, Auburn Hills, MI, 48326-2383
Mon-Thu 9am-5:30pm; Fri 9am-6pm; Sat 9am-1pm; ATM with Deposit (24/7)
Chelsea Branch
1170 S Main St Ste 100, Chelsea, MI, 48118-1472
Mon-Thu 9am-5:30pm; Fri 9am-6pm; Sat 9am-1pm; ATM with Deposit (24/7)
Dewitt
12750 Escanaba Dr, Dewitt, MI, 48820
Mon-Thu 9am-5:30pm; Fri 9am-6pm; Sat 9am-1pm; Drive Thru same hours; ATM with Deposit (24/7)
Grand Haven
17350 Robbins Rd, Grand Haven, MI, 49417
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<a href="https://bankscorer.com/credit-union/lake-trust" target="_blank" rel="noopener">View LAKE TRUST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Mon-Thu 9am-5:30pm; Fri 9am-6pm: Sat 9am-1pm; Drive thru VTM Mon-Fri 7am-7pm; Sat 9am-1pm; ATM with Deposit (24/7)
Holland
3370 W Shore Dr, Holland, MI, 49424-7753
Mon-Thu 9am-5:30pm; Fri 9am-6pm; Sat 9am-1pm; Drive thru VTM Mon-Fri 7am-7pm; Sat 9am-1pm; ATM with Deposit (24/7)
South Lansinig
6440 S Pennsylvania Ave, Lansing, MI, 48911
Mon-Thu 9am-5:30pm; Fri 9am-6pm; Sat 9am-1pm; Drive thru same hours; ATM with Deposit (24/7)
West Saginaw
7007 W Saginaw Hwy, Lansing, MI, 48917
Mon-Thu 9am-5:30pm; Fri 9am-6pm; Sat 9am-1pm; Drive Thru same hours; ATM with Deposit (24/7)
Mount Pleasant
1011 N Harris St, Mount Pleasant, MI, 48858
Mon-Thu 9am-5:30pm; Fri 9am-6pm; Sat 9am-1pm; ATM with Deposit (24/7)
14 more locations not shown.