Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$564M
Total Deposits
$494M
Net Loans
$361M
Net Income
$2M
ROA
1.29%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.62%
Risk-Based Capital
18.60%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 976 | 81.45% | 9.73% |
| 2020 | 1,814 | 75.25% | 11.30% |
| 2019 | 1,417 | 76.22% | 13.20% |
| 2018 | 1,390 | 76.91% | 12.16% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2025 | Satisfactory | Intermediate Small Bank |
| Dec 2021 | Satisfactory | Intermediate Small Bank |
| Dec 2018 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1993
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Total Branches
10
Branch Deposits
$490M
1-Year Change
0
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