Livonia, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
72,792
Net Worth Ratio
19.20%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.05B
Total Shares
$846.0M
Total Loans
$714.9M
Net Income
$7.2M
Net Worth Ratio
19.20%
≥7% = Well Capitalized
Members
72,792
Return on Assets
0.68%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.09%
$7.8M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 348 | 261 | 47 | 75.0% | 13.5% |
| 2022 | 278 | 224 | 53 | 80.6% | 19.1% |
| 2021 | 488 | 321 | 98 | 65.8% | 20.1% |
No CFPB complaint data available for this credit union.
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17250 Newburgh Rd, Livonia, MI, 48152-2618
M and F 9:30am-6pm T-Th 9:30am-5pm Sat 9am-1pm
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M and F 9:30am-6pm T-Th 9:30am-5pm Sat 9am-1pm
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Monday & Friday 9:30 AM - 6:00 PMTuesday through Thursday 9:30 AM - 5:00 PM
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M and F 9:30am-6pm T-Th 9:30am-5pm Sat 9am-1pm
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M and F 9:30am-6pm T-Th 9:30am-5pm Sat 9am-1pm
Zeal Credit Union
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<a href="https://bankscorer.com/credit-union/zeal" target="_blank" rel="noopener">View ZEAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 84.5%· healthy range 60–80%
25123 Southfield Rd, Southfield, MI, 48075
Monday & Friday 9:30 AM - 6:00 PMTuesday through Thursday 9:30 AM - 5:00 PM
Zeal Credit Union
7240 Park Ave, Allen Park, MI, 48101
Monday & Friday 9:30 AM - 6:00 PMTuesday through Thursday 9:30 AM - 5:00 PM
Zeal Credit Union
7532 Allen Rd, Allen Park, MI, 48101
Monday & Friday 9:30 AM - 6:00 PMTuesday through Thursday 9:30 AM - 5:00 PMSaturday 9:00 AM - 1:00 PM
Zeal Credit Union
21095 Goddard Rd, Taylor, MI, 48180
Monday & Friday 9:30 AM - 6:00 PMTuesday through Thursday 9:30 AM - 5:00 PM
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22000 Allen Rd, Woodhaven, MI, 48183
Monday & Friday 9:30 AM - 6:00 PMTuesday through Thursday 9:30 AM - 5:00 PMSaturday 9:00 AM - 1:00 PM
8 more locations not shown.