Ferndale, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
108,063
Net Worth Ratio
11.41%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.82B
Total Shares
$1.61B
Total Loans
$1.29B
Net Worth Ratio
11.41%
≥7% = Well Capitalized
Members
108,063
Delinquency Rate (60d+)
0.30%
$3.9M
Loan-to-share ratio: 79.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 3,297 | 2,042 | 760 | 61.9% | 23.1% |
| 2022 | 3,676 | 2,517 | 586 | 68.5% | 15.9% |
| 2021 | 3,345 | 2,112 | 504 | 63.1% | 15.1% |
No CFPB complaint data available for this credit union.
CUO-Ferndale
400 E 9 Mile Rd, Ferndale, MI, 48220
Mon: 10:00am - 5:00pm Tue: 10:00am - 5:00pm Wed: 10:00am - 5:00pm Thu: 10:00am - 5:00pm Fri: 9:00am - 5:00pm
CUO-Berkley
28845 Woodward Ave, Berkley, MI, 48072-0915
Mon - Thu: 10:00am - 5:00pm Fri: 9:00am - 5:00pm Sat: 10:00am - 12:30pm
CUO-Farmington
31716 Grand River Ave, Farmington, MI, 48336-4236
M-Th 10:00 a.m.-5:00 p.m. F 9:00 a.m.-5:00 p.m.
CUO-Macomb
16255 Hall Rd, Macomb, MI, 48044-4084
M-Th 10:00 a.m.-5:00 p.m. F 9:00 a.m.-5:00 p.m. Sat 10:00-12:30 p.m.
CUO-GR
1609 Walker Ave NW, Grand Rapids, MI, 49504-2640
M-Th 9:00 a.m.-5:00 p.m. F 9:00 a.m.-5:00 p.m. Sat 9:00-12:00 p.m.
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<a href="https://bankscorer.com/credit-union/credit-union-one" target="_blank" rel="noopener">View CREDIT UNION ONE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
CUO-Shelby Twp.
55600 Van Dyke Ave, Shelby Township, MI, 48316-6320
M-Th 9:00 a.m.-5:00 p.m. F 9:00 a.m.-5:00 p.m.
CUO-Southwest
5859 W Vernor Hwy, Detroit, MI, 48209
Mon: 9:30am - 4:30pm Tue: 9:30am - 4:30pm Wed: 9:30am - 4:30pm Thu: 9:30am - 4:30pm Fri: 9:30am - 5:00pm
CUO-Sterling Hts.
9000 15 Mile Rd, Sterling Heights, MI, 48312-3610
M-Th 10:00 a.m.-5:00 p.m. F 9:00 a.m.-5:00 p.m. Sat 9:00-1:00 p.m.
CUO-TC
1407 S Division St, Traverse City, MI, 49684-4428
M-Th 9:00 a.m.-5:00 p.m. F 9:00 a.m.-5:00 p.m.
CUO-Troy
6010 Rochester Rd, Troy, MI, 48085-1301
M-Th 10:00 a.m.-5:00 p.m. F 9:00 a.m.-5:00 p.m. Sat 10:00-12:30 p.m.
7 more locations not shown.