🏦Bank Scorer

SUPERIOR NATIONAL BANK

HANCOCK, MI · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1890FDIC #5,058
Satisfactory Same

Current rating · Exam: September 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.08%

Institution Profile

FDIC BankFind

Address

235 Quincy St, HANCOCK, MI

County

Houghton County

Established

March 6, 1890

Total Assets

$1.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 8, 2025

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Sep 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.1B

Total Deposits

$887M

Net Loans

$652M

Net Income

$3M

ROA

1.08%

ROE

9.61%

Risk-Based Capital

18.75%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

10

Branch Deposits

$842M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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