Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$887M
Net Loans
$652M
Net Income
$3M
ROA
1.08%
Above avg for Community banks. Peer avg: 0.90%
ROE
9.61%
Risk-Based Capital
18.75%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 830 | 84.22% | 3.13% |
| 2022 | 1,306 | 84.07% | 3.29% |
| 2021 | 2,382 | 87.32% | 4.58% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2025 | Satisfactory | Intermediate Small Bank |
| Nov 2021 | Satisfactory | Intermediate Small Bank |
| Oct 2018 | Satisfactory | Intermediate Small Bank |
5 previous ratings locked — back to 1994
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Exam dates and details are paywalled
Total Branches
10
Branch Deposits
$842M
1-Year Change
0
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