Grand Rapids, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
29,196
Net Worth Ratio
17.26%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$449.2M
Total Shares
$367.9M
Total Loans
$206.5M
Net Income
$1.2M
Net Worth Ratio
17.26%
≥7% = Well Capitalized
Members
29,196
Return on Assets
0.26%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.83%
$1.7M
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Hall Street
401 Hall St SW, Grand Rapids, MI, 49503
M-F 9:00-5:00
Big Rapids Lobby
825 Division St, Big Rapids, MI, 49307-2229
Mon-Thurs. 9:00am-5:00pm Friday 9:00am-6:00pm Saturday 9am-noon
Big Rapids - Drive Thru
802 Division St, Big Rapids, MI, 49307-2230
Mon-Thurs. 9:00am-5:00pm Friday 9:00am-6:00pm Saturday 9am-noon
Reed City
4795 220th Avenue, Reed City, MI, 49677-1395
Mon-Thurs. 9:00am-5:00pm Friday 9:00am-6:00pm Saturday 9am-noon
Cadillac
215 Bell Ave, Cadillac, MI, 49601-1103
Mon-Thurs. 9:00am-5:00pm Friday 9:00am-6:00pm Saturday 9am-noon Drive thru only
Manistee Office
316 Care Center Dr, Manistee, MI, 49660
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<a href="https://bankscorer.com/credit-union/wmcu" target="_blank" rel="noopener">View WMCU on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 56.1%· healthy range 60–80%
Mon-Fri. 9:00am-5:00pm closed 11:30-12:00 for lunch
Corporate Administrative Offices
1720 Michigan St NE, Grand Rapids, MI, 49503
M-F 8:00 am to 5:00 pmSat Contact Center (phone) hours 9:00 am to 1:00 pm
Grand Rapids
201 36th St SE, Grand Rapids, MI, 49548-2213
Mon-Thurs. 9:00am-5:00pm Friday 9:00am-6:00pm Saturday 9am-noon
Coopersville
1147 W Randall St, Coopersville, MI, 49404
Mon-Thurs. 9:00am-5:00pm Friday 9:00am-6:00pm Saturday 9am-noon
Creston
1327 Plainfield Ave NE, Grand Rapids, MI, 49505
Mon-Thurs. 9:00am-5:00pm Friday 9:00am-6:00pm Saturday 9am-noon
4 more locations not shown.