CHRISTIAN FINANCIAL
Sterling Height, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
61,556
Net Worth Ratio
9.76%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.11B
Peer Group 6
Members
61,556
as of latest quarter
Net Worth Ratio
9.76%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.11B
Total Shares
$981.0M
Total Loans
$794.0M
Net Worth Ratio
9.76%
≥7% = Well Capitalized
Members
61,556
Delinquency Rate (60d+)
0.19%
$1.5M
Loan-to-share ratio: 80.9%· healthy range 60–80%
Branch Locations
NCUAWestward Way
35100 Van Dyke Ave, Sterling Heights, MI, 48312
Monday through Friday 7:00am to 7:00pm (CU Employees only)Saturday 9:00am to 2:00 pm (CU Employees only)
Chesterfield
25450 23 Mile Rd, Chesterfield, MI, 48051-1977
Mon Lobby 930am-5pm Drive Thru 9am-5pm Tues Lobby 11am-5pm Drive Thru 9am-5pm Wed Lobby 930am-5pm Drive Thru 9am-5pm Thurs Lobby 930am-5pm Drive Thru 9am-530pm Fri Lobby 930am-6pm Drive Thru 9am-6pm Sat Lobby 930am-130pm Drive Thru 9am-2pm
Harper Woods
19770 Harper Ave, Harper Woods, MI, 48225-1803
Mon Lobby 930am-5pm Drive Thru 9am-5pm Tues Lobby 11am-5pm Drive Thru 9am-5pm Wed Lobby 930am-5pm Drive Thru 9am-5pm Thurs Lobby 930am-5pm Drive Thru 9am-530pm Fri Lobby 930am-6pm Drive Thru 9am-6pm Sat Lobby 930am-130pm Drive Thru 9am-2pm
Shelby
55834 Van Dyke Ave, Shelby Township, MI, 48316-5314
Mon Lobby 930am-5pm Drive Thru 9am-5pm Tues Lobby 11am-5pm Drive Thru 9am-5pm Wed Lobby 930am-5pm Drive-Thru 9am-5pm Thurs Lobby 930am-5pm Drive Thru 9am-530pm Fri Lobby 930am-6pm Drive Thru 9am-6pm Sat Lobby 930am-130pm Drive Thru 9am-2pm
Sterling Heights
13705 Lakeside Cir, Sterling Heights, MI, 48313-1315
Mon Lobby 930am-5pm Drive Thru 9am-5pm Tues Lobby 11am-5pm Drive Thru 9am-5pm Wed Lobby 930am-5pm Drive Thru 9am-5pm Thurs Lobby 930am-5pm Drive Thru 9am-530pm Friday Lobby 930am-6pm Drive Thru 9am-6pm Sat Lobby 930am-130pm Drive Thru 9am-2pm
Livonia Branch
33036 7 Mile Rd, Livonia, MI, 48152
Monday-Friday 9:00am - 6:30pmSaturday 9:00am - 2:00pm
Novi Branch
41690 W 10 Mile Rd, Novi, MI, 48375
Monday-Friday 9:00am - 6:30pmSaturday 9:00am - 2:00pm
St. Clair Shores Branch
31065 Harper Ave, Saint Clair Shores, MI, 48082
Monday-Friday 9:00am - 6:30pmSaturday 9:00am - 2:00pm
Clinton Township
37321 Garfield Rd, Clinton Township, MI, 48036
Mon Lobby 930am-5pm Drive Thru 9am-5pm Tues Lobby 11am-5pm Drive Thru 9am-5pm Wed Lobby 930am-5pm Drive Thru 9am-5pm Thurs Lobby 930am-5pm Drive Thru 9am-530pm Fri Lobby 930am-6pm Drive Thru 9am-6pm Sat Lobby 930am-130pm Drive Thru 9am-2pm
Roseville South
27454 Gratiot Ave, Roseville, MI, 48066
Mon: Lobby 930am-5pm Drive Thru 9am-5pm Tues: Lobby 11am-5pm Drive Thru 9am-5pm Wed: Lobby 930am-5pm Drive Thru 9am-5pm Thurs: Lobby 930am-5pm Drive Thru 9am-530pm Fri: Lobby 930am-6pm Drive Thru 9am-6pm Sat: Lobby 930am-130pm Drive Thru 9am-2pm
3 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/christian-financial" target="_blank" rel="noopener">View CHRISTIAN FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.