Sterling Height, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
61,556
Net Worth Ratio
9.76%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.11B
Total Shares
$981.0M
Total Loans
$794.0M
Net Worth Ratio
9.76%
≥7% = Well Capitalized
Members
61,556
Delinquency Rate (60d+)
0.19%
$1.5M
Loan-to-share ratio: 80.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 548 | 296 | 173 | 54.0% | 31.6% |
| 2022 | 482 | 271 | 127 | 56.2% | 26.4% |
| 2021 | 212 | 108 | 60 | 50.9% | 28.3% |
No CFPB complaint data available for this credit union.
Westward Way
35100 Van Dyke Ave, Sterling Heights, MI, 48312
Monday through Friday 7:00am to 7:00pm (CU Employees only)Saturday 9:00am to 2:00 pm (CU Employees only)
Chesterfield
25450 23 Mile Rd, Chesterfield, MI, 48051-1977
Mon Lobby 930am-5pm Drive Thru 9am-5pm Tues Lobby 11am-5pm Drive Thru 9am-5pm Wed Lobby 930am-5pm Drive Thru 9am-5pm Thurs Lobby 930am-5pm Drive Thru 9am-530pm Fri Lobby 930am-6pm Drive Thru 9am-6pm Sat Lobby 930am-130pm Drive Thru 9am-2pm
Harper Woods
19770 Harper Ave, Harper Woods, MI, 48225-1803
Mon Lobby 930am-5pm Drive Thru 9am-5pm Tues Lobby 11am-5pm Drive Thru 9am-5pm Wed Lobby 930am-5pm Drive Thru 9am-5pm Thurs Lobby 930am-5pm Drive Thru 9am-530pm Fri Lobby 930am-6pm Drive Thru 9am-6pm Sat Lobby 930am-130pm Drive Thru 9am-2pm
Shelby
55834 Van Dyke Ave, Shelby Township, MI, 48316-5314
Mon Lobby 930am-5pm Drive Thru 9am-5pm Tues Lobby 11am-5pm Drive Thru 9am-5pm Wed Lobby 930am-5pm Drive-Thru 9am-5pm Thurs Lobby 930am-5pm Drive Thru 9am-530pm Fri Lobby 930am-6pm Drive Thru 9am-6pm Sat Lobby 930am-130pm Drive Thru 9am-2pm
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<a href="https://bankscorer.com/credit-union/christian-financial" target="_blank" rel="noopener">View CHRISTIAN FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Sterling Heights
13705 Lakeside Cir, Sterling Heights, MI, 48313-1315
Mon Lobby 930am-5pm Drive Thru 9am-5pm Tues Lobby 11am-5pm Drive Thru 9am-5pm Wed Lobby 930am-5pm Drive Thru 9am-5pm Thurs Lobby 930am-5pm Drive Thru 9am-530pm Friday Lobby 930am-6pm Drive Thru 9am-6pm Sat Lobby 930am-130pm Drive Thru 9am-2pm
Livonia Branch
33036 7 Mile Rd, Livonia, MI, 48152
Monday-Friday 9:00am - 6:30pmSaturday 9:00am - 2:00pm
Novi Branch
41690 W 10 Mile Rd, Novi, MI, 48375
Monday-Friday 9:00am - 6:30pmSaturday 9:00am - 2:00pm
St. Clair Shores Branch
31065 Harper Ave, Saint Clair Shores, MI, 48082
Monday-Friday 9:00am - 6:30pmSaturday 9:00am - 2:00pm
Clinton Township
37321 Garfield Rd, Clinton Township, MI, 48036
Mon Lobby 930am-5pm Drive Thru 9am-5pm Tues Lobby 11am-5pm Drive Thru 9am-5pm Wed Lobby 930am-5pm Drive Thru 9am-5pm Thurs Lobby 930am-5pm Drive Thru 9am-530pm Fri Lobby 930am-6pm Drive Thru 9am-6pm Sat Lobby 930am-130pm Drive Thru 9am-2pm
Roseville South
27454 Gratiot Ave, Roseville, MI, 48066
Mon: Lobby 930am-5pm Drive Thru 9am-5pm Tues: Lobby 11am-5pm Drive Thru 9am-5pm Wed: Lobby 930am-5pm Drive Thru 9am-5pm Thurs: Lobby 930am-5pm Drive Thru 9am-530pm Fri: Lobby 930am-6pm Drive Thru 9am-6pm Sat: Lobby 930am-130pm Drive Thru 9am-2pm
3 more locations not shown.