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LOC

Farmington, MI · State Credit Union · Chartered in MI

Well Capitalized

Who can join

State government employees (special charter)

Charter #61404Est. 1935RSSD: 808587

Members

27,695

Net Worth Ratio

9.95%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$483.4M

Peer Group 5

Members

27,695

as of latest quarter

Net Worth Ratio

9.95%

Well Capitalized

Institution Profile

NCUA

Address

22981 Farmington Road, Farmington, MI 48336-3915

Chartered

1935

Branch Locations

6 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$483.4M

Total Shares

$433.1M

Total Loans

$250.0M

Net Worth Ratio

9.95%

≥7% = Well Capitalized

Members

27,695

Delinquency Rate (60d+)

0.11%

$281K

Loan-to-share ratio: 57.7%· healthy range 60–80%

Branch Locations

NCUA

Farmington

22981 Farmington Rd, Farmington, MI, 48336-3915

Monday - Thursday 9:00 am to 5:00 pm Friday 9:00 am to 6:00 pm Saturday 9:00 am - 1:00 pm

MainATMDrive-thru

Chase Road

6246 Chase Rd, Dearborn, MI, 48126

Monday - Thursday 9:00 am to 5:00 pm Friday - 9:00 am to 6:00 pm

ATM

Telegraph Road

1050 N Telegraph Rd, Dearborn, MI, 48128-1622

Monday - Thursday 9:00 am to 5:00 pm Friday 9:00 am to 6:00 pm Saturday 9:00 am - 1:00 pm

ATMDrive-thru

Howell

3020 E Grand River Ave, Howell, MI, 48843-8510

Monday - Thursday 9:00 am to 5:00 pm Friday 9:00 am to 6:00 pm Saturday 9:00 am - 1:00 pm

ATMDrive-thru

Hartland

10002 Highland Rd, Hartland, MI, 48353

Monday - Thursday 9:00 am to 5:00 pm Friday 9:00 am to 6:00 pm Saturday 9:00 am - 1:00 pm

ATM

Brighton

1025 E Grand River Ave, Brighton, MI, 48116-1803

Monday - Thursday 9:00 am to 5:00 pm Friday - 9:00 am to 6:00 pm Saturday 9:00 am to 1:00 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.