TEAM ONE
Saginaw, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
46,852
Net Worth Ratio
9.69%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$767.4M
Peer Group 6
Members
46,852
as of latest quarter
Net Worth Ratio
9.69%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$767.4M
Total Shares
$683.7M
Total Loans
$509.0M
Net Worth Ratio
9.69%
≥7% = Well Capitalized
Members
46,852
Delinquency Rate (60d+)
0.56%
$2.8M
Loan-to-share ratio: 74.5%· healthy range 60–80%
Branch Locations
NCUASAGINAW MAIN
520 HAYDEN ST, SAGINAW, MI, 48607
MONDAY-FRIDAY 9 AM - 5 PM
CARO
1130 CLEAVER RD, CARO, MI, 48723
MONDAY-FRIDAY 9 AM-5 PM
BAD AXE
499 BRICK ST, BAD AXE, MI, 48413
MONDAY-FRIDAY 9 AM-5 PM
SANDUSKY
625 S SANDUSKY RD, SANDUSKY, MI, 48471
MONDAY-FRIDAY 9 AM-5 PM
SAGINAW TOWNSHIP
4075 McCARTY RD, SAGINAW, MI, 48603
MONDAY-FRIDAY 9 AM-5 PM
THOMAS TOWNSHIP
8450 GRATIOT RD, SAGINAW, MI, 48609
MONDAY-FRIDAY 9 AM-5 PM
BAY CITY
401 E MIDLAND ST, BAY CITY, MI, 48706
MONDAY-THURSDAY, 8:30 AM - 5 PM FRIDAY, 8:30 AM - 6 PM SATURDAY, 8:30 AM - 12:30 PM
Traverse City
1202 Veterans Dr, Traverse City, MI, 49684-4449
M-F, 9-5
Owosso
1243 E M 21, Owosso, MI, 48867-9038
M-F, 9 a.m. - 5 p.m.
Flint
606 Stevens St, Flint, MI, 48502
Lobby:9:00 am - 5:00 pm M - W9:00 am - 6:00 pm Th - F9:30 am - 12:30 pm SatDrive Thru:Opens at 8:00 am M - F , closes same as LobbySaturday hours same as Lobby
2 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/team-one" target="_blank" rel="noopener">View TEAM ONE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.