Banks & credit unions · Search Michigan banks
117 rated banks · 170 credit unions
Michigan has 117 banks with a current CRA rating and 170 active credit unions regulated by the NCUA. 7 earned Outstanding, 2 need to improve.
Outstanding
7
6.0%
Satisfactory
108
92.3%
Needs to Improve
2
1.7%
Substantial Noncompliance
0
0.0%
NCUA 5300 Call Report · CRA-exempt
THE STATE BANK
ClosedFENTON, MI · FDIC · Jun 2023
OXFORD BK
OXFORD, MI · FRB · May 2023
UPPER PENINSULA STATE BANK
ESCANABA, MI · FDIC · May 2023
HURON VALLEY STATE BANK
MILFORD, MI · FDIC · Apr 2023
NORTHSTAR BK
BAD AXE, MI · FRB · Feb 2023
EATON COMMUNITY BANK
CHARLOTTE, MI · OCC · Jan 2023
ALDEN STATE BANK
ALDEN, MI · FDIC · Nov 2022
THE FIRST NATIONAL BANK OF ST. IGNACE
ST. IGNACE, MI · OCC · Oct 2022
EXCHANGE STATE BANK
ClosedCARSONVILLE, MI · FDIC · Oct 2022
HURON ST BK
ROGERS CITY, MI · FRB · Sep 2022
COUNTY NATIONAL BANK
HILLSDALE, MI · OCC · Sep 2022
FIRST NATIONAL BANK & TRUST
IRON MOUNTAIN, MI · OCC · Aug 2022
CHARLEVOIX STATE BANK
CHARLEVOIX, MI · FDIC · Aug 2022
BAYBANK
GLADSTONE, MI · FDIC · Jun 2022
HOMESTEAD SAVINGS BANK
ALBION, MI · OCC · May 2022
PEOPLES STATE BANK OF MUNISING
MUNISING, MI · FDIC · Apr 2022
THE PORT AUSTIN STATE BANK
PORT AUSTIN, MI · FDIC · Apr 2022
AUTO CLUB TRUST, FSB
ClosedDEARBORN, MI · OCC · Mar 2022
STERLING BANK AND TRUST, FSB
SOUTHFIELD, MI · OCC · Mar 2022
FLAGSTAR BANK, FSB
TROY, MI · OCC · Nov 2021
MACATAWA BANK
HOLLAND, MI · FDIC · Nov 2021
CITIZENS ST BK
ONTONAGON, MI · FRB · Jun 2021 ⚠
GOGEBIC RANGE BANK
IRONWOOD, MI · FDIC · Jun 2021 ⚠
FREELAND STATE BANK
ClosedFREELAND, MI · FDIC · Jun 2021
MI BANK
BLOOMFIELD TOWNSHIP, MI · FDIC · May 2021 ⚠
MAYVILLE STATE BANK
MAYVILLE, MI · FDIC · Mar 2021 ⚠
FIRST NATIONAL BANK IN HOWELL
ClosedHOWELL, MI · OCC · Jan 2021
STATE SVG BK OF MANISTIQUE
MANISTIQUE, MI · FRB · Nov 2020 ⚠
LEVEL ONE BANK
ClosedFARMINGTON HILLS, MI · FDIC · Oct 2020
OXFORD BANK
OXFORD, MI · FDIC · Sep 2020 ⚠
FIRST STATE BANK OF DECATUR
DECATUR, MI · FDIC · Mar 2020 ⚠
OLD MISSION BANK
ClosedSAULT SAINTE MARIE, MI · FDIC · Oct 2019
EDGEWATER BANK
ClosedSAINT JOSEPH, MI · FDIC · Jul 2019
FIRST STATE BANK
EASTPOINTE, MI · FDIC · May 2019 ⚠
MBANK
ClosedMANISTIQUE, MI · FDIC · Apr 2019
WEST MICHIGAN COMMUNITY BANK
HUDSONVILLE, MI · FDIC · Oct 2018 ⚠
CRESTMARK BANK
ClosedTROY, MI · FDIC · Mar 2018
MONROE BANK & TRUST
ClosedMONROE, MI · FDIC · Mar 2018
NEW BUFFALO SAVINGS BANK, FSB
NEW BUFFALO, MI · OCC · Jan 2018 ⚠
CHEMICAL BK
MIDLAND, MI · FRB · Sep 2017 ⚠
COMMUNITY SHORES BANK
ClosedMUSKEGON, MI · FDIC · Jul 2017
HURON NATIONAL BANK
ROGERS CITY, MI · OCC · May 2017 ⚠
CLARKSTON STATE BANK
ClosedCLARKSTON, MI · FDIC · Jan 2017
HANTZ BANK
ClosedSOUTHFIELD, MI · FDIC · Nov 2016
LAPEER CTY B&TC
LAPEER, MI · FRB · Jul 2016 ⚠
FARMERS STATE BANK OF MUNITH
ClosedMUNITH, MI · FDIC · Jul 2016
TALMER BANK AND TRUST
ClosedTROY, MI · FDIC · Apr 2016
MAIN ST BK
BINGHAM FARMS, MI · FRB · Mar 2016 ⚠
NORTHSTAR BANK
BAD AXE, MI · FDIC · Feb 2016 ⚠
CENTRAL STATE BANK
ClosedBEULAH, MI · FDIC · Sep 2015
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
THE STATE BANKClosed | FENTON | FDIC | $1.8B | Jun 2023 | Satisfactory |
| OXFORD | FRB | — | May 2023 | Satisfactory | |
| ESCANABA | FDIC | $371M | May 2023 | Satisfactory | |
Auburn Hills · State Credit Union
$6.4B
293,736 members
| Credit Union | City | Members | Total Assets | Net Worth | Field of Membership |
|---|---|---|---|---|---|
LAKE MICHIGAN LICU | Grand Rapids | 530,662 | $16.9B | 11.25% | State Credit Union |
| East Lansing | 399,480 | $8.5B | 8.37% | Federal Credit Union | |
GENISYS LICU | Auburn Hills | 293,736 | $6.4B | 15.30% | State Credit Union |
DFCU FINANCIAL LICU | Dearborn | 243,022 | $8.0B | 12.26% | State Credit Union |
UNITED LICU | St Joseph | 190,895 | $4.4B | 11.64% | Federal Credit Union |
ADVIA LICU | Kalamazoo | 186,725 | $4.0B | 9.79% | State Credit Union |
LAKE TRUST LICU | Brighton | 180,917 | $2.9B | 10.66% | State Credit Union |
MICHIGAN FIRST LICU | Lathrup Village | 162,645 | $1.5B | 15.57% | State Credit Union |
| Clinton Townshi | 162,111 | $4.4B | 12.20% | State Credit Union | |
CONSUMERS LICU | Oshtemo | 153,309 | $2.9B | 9.08% | State Credit Union |
| Ann Arbor | 122,745 | $1.4B | 10.72% | State Credit Union | |
DORT FINANCIAL LICU | Grand Blanc | 121,009 | $2.5B | 10.22% | State Credit Union |
ELGA LICU | Grand Blanc | 117,117 | $2.5B | 17.77% | State Credit Union |
COMMUNITY CHOICE LICU | Farmington Hill | 115,119 | $2.1B | 9.36% | State Credit Union |
CREDIT UNION ONE LICU | Ferndale | 108,063 | $1.8B | 11.41% | State Credit Union |
HONOR LICU | Berrien Springs | 105,279 | $1.9B | 12.03% | State Credit Union |
4FRONT LICU | Traverse City | 104,651 | $1.0B | 9.98% | State Credit Union |
COMMUNITY FINANCIAL LICU | Plymouth | 86,442 | $1.5B | 10.06% | State Credit Union |
| Midland | 83,834 | $2.6B | 9.79% | State Credit Union | |
TRUE COMMUNITY LICU | Jackson | 81,734 | $953.2M | 11.31% | State Credit Union |
FINANCIAL PLUS LICU | Flint | 80,867 | $1.6B | 11.66% | State Credit Union |
FRANKENMUTH LICU | Frankenmuth | 78,016 | $1.6B | 10.17% | State Credit Union |
VIBE LICU | Novi | 74,399 | $1.6B | 10.35% | State Credit Union |
LAFCU LICU | Lansing | 73,193 | $1.1B | 20.42% | State Credit Union |
ZEAL LICU | Livonia | 72,792 | $1.1B | 19.20% | State Credit Union |
AMERICAN 1 LICU | Jackson | 67,556 | $666.9M | 15.27% | State Credit Union |
MEMBERS FIRST LICU | Midland | 67,425 | $904.1M | 8.92% | State Credit Union |
CHRISTIAN FINANCIAL LICU | Sterling Height | 61,556 | $1.1B | 9.76% | State Credit Union |
PFCU LICU | Portland | 57,192 | $858.9M | 11.12% | State Credit Union |
SECURITY LICU | Grand Blanc | 53,803 | $651.8M | 9.72% | State Credit Union |
KELLOGG COMMUNITY LICU | Battle Creek | 50,750 | $1.0B | 16.53% | State Credit Union |
WILDFIRE LICU | Saginaw | 50,257 | $1.2B | 10.91% | State Credit Union |
ALPENA-ALCONA AREA LICU | Alpena | 49,570 | $957.6M | 12.08% | State Credit Union |
| Adrian | 49,057 | $938.0M | 14.28% | State Credit Union | |
| Plymouth | 47,969 | $1.1B | 11.54% | State Credit Union | |
ARBOR FINANCIAL LICU | Kalamazoo | 47,329 | $905.3M | 10.34% | State Credit Union |
OMNI COMMUNITY LICU | Battle Creek | 47,012 | $652.6M | 16.10% | State Credit Union |
TEAM ONE LICU | Saginaw | 46,852 | $767.4M | 9.69% | State Credit Union |
NORTHLAND AREA LICU | Alpena | 46,344 | $708.4M | 10.18% | Federal Credit Union |
ADVENTURE LICU | Grand Rapids | 43,275 | $642.0M | 11.41% | State Credit Union |
EMBERS LICU | Marquette | 33,170 | $612.9M | 11.95% | State Credit Union |
ALLIANCE CATHOLIC LICU | Farmington Hill | 32,701 | $707.4M | 12.49% | State Credit Union |
PUBLIC SERVICE LICU | Romulus | 31,795 | $459.4M | 11.61% | State Credit Union |
MONROE COMMUNITY LICU | Monroe | 31,766 | $404.4M | 11.10% | State Credit Union |
| Detroit | 31,290 | $595.5M | 14.50% | State Credit Union | |
IGNITE LICU | Battle Creek | 30,075 | $376.3M | 10.17% | State Credit Union |
WMCU LICU | Grand Rapids | 29,196 | $449.2M | 17.26% | State Credit Union |
| Farmington | 27,695 | $483.4M | 9.95% | State Credit Union | |
JOLT LICU | Saginaw | 27,415 | $483.4M | 10.17% | State Credit Union |
CASE LICU | Lansing | 26,822 | $405.2M | 10.77% | State Credit Union |
| MILFORD |
| FDIC |
| $287M |
| Apr 2023 |
| Satisfactory |
| BAD AXE | FRB | — | Feb 2023 | Satisfactory |
| CHARLOTTE | OCC | $534M | Jan 2023 | Satisfactory |
| ALDEN | FDIC | $318M | Nov 2022 | Satisfactory |
| ST. IGNACE | OCC | $334M | Oct 2022 | Satisfactory |
EXCHANGE STATE BANKClosed | CARSONVILLE | FDIC | $214M | Oct 2022 | Satisfactory |
| ROGERS CITY | FRB | — | Sep 2022 | Satisfactory |
| HILLSDALE | OCC | $1.3B | Sep 2022 | Satisfactory |
| IRON MOUNTAIN | OCC | — | Aug 2022 | Satisfactory |
| CHARLEVOIX | FDIC | $245M | Aug 2022 | Satisfactory |
| GLADSTONE | FDIC | $175M | Jun 2022 | Satisfactory |
| ALBION | OCC | — | May 2022 | Satisfactory |
| MUNISING | FDIC | $188M | Apr 2022 | Satisfactory |
| PORT AUSTIN | FDIC | $68M | Apr 2022 | Satisfactory |
AUTO CLUB TRUST, FSBClosed | DEARBORN | OCC | $466M | Mar 2022 | Satisfactory |
| SOUTHFIELD | OCC | — | Mar 2022 | Satisfactory |
| TROY | OCC | — | Nov 2021 | Outstanding |
| HOLLAND | FDIC | $3.5B | Nov 2021 | Satisfactory |
| ONTONAGON | FRB | — | Jun 2021⚠ | Satisfactory |
| IRONWOOD | FDIC | $143M | Jun 2021⚠ | Satisfactory |
FREELAND STATE BANKClosed | FREELAND | FDIC | $51M | Jun 2021 | Satisfactory |
| BLOOMFIELD TOWNSHIP | FDIC | $257M | May 2021⚠ | Satisfactory |
| MAYVILLE | FDIC | $97M | Mar 2021⚠ | Satisfactory |
| HOWELL | OCC | $664M | Jan 2021 | Satisfactory |
| MANISTIQUE | FRB | — | Nov 2020⚠ | Satisfactory |
LEVEL ONE BANKClosed | FARMINGTON HILLS | FDIC | $2.4B | Oct 2020 | Satisfactory |
| OXFORD | FDIC | $902M | Sep 2020⚠ | Satisfactory |
| DECATUR | FDIC | $83M | Mar 2020⚠ | Satisfactory |
OLD MISSION BANKClosed | SAULT SAINTE MARIE | FDIC | $124M | Oct 2019 | Satisfactory |
EDGEWATER BANKClosed | SAINT JOSEPH | FDIC | $234M | Jul 2019 | Satisfactory |
| EASTPOINTE | FDIC | $1.3B | May 2019⚠ | Satisfactory |
MBANKClosed | MANISTIQUE | FDIC | $1.5B | Apr 2019 | Satisfactory |
| HUDSONVILLE | FDIC | $1.2B | Oct 2018⚠ | Satisfactory |
CRESTMARK BANKClosed | TROY | FDIC | $1.3B | Mar 2018 | Outstanding |
MONROE BANK & TRUSTClosed | MONROE | FDIC | $1.3B | Mar 2018 | Satisfactory |
| NEW BUFFALO | OCC | — | Jan 2018⚠ | Outstanding |
| MIDLAND | FRB | — | Sep 2017⚠ | Satisfactory |
COMMUNITY SHORES BANKClosed | MUSKEGON | FDIC | $257M | Jul 2017 | Satisfactory |
| ROGERS CITY | OCC | $96M | May 2017⚠ | Outstanding |
CLARKSTON STATE BANKClosed | CLARKSTON | FDIC | $232M | Jan 2017 | Satisfactory |
HANTZ BANKClosed | SOUTHFIELD | FDIC | $229M | Nov 2016 | Satisfactory |
| LAPEER | FRB | — | Jul 2016⚠ | Satisfactory |
| MUNITH | FDIC | $102M | Jul 2016 | Satisfactory |
TALMER BANK AND TRUSTClosed | TROY | FDIC | $7.6B | Apr 2016 | Satisfactory |
| BINGHAM FARMS | FRB | — | Mar 2016⚠ | Satisfactory |
| BAD AXE | FDIC | $1.1B | Feb 2016⚠ | Satisfactory |
CENTRAL STATE BANKClosed | BEULAH | FDIC | $82M | Sep 2015 | Satisfactory |