Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$534M
Total Deposits
$452M
Net Loans
$330M
Net Income
$952K
ROA
0.72%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.89%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 182 | 67.03% | 15.38% |
| 2023 | 180 | 53.89% | 17.22% |
| 2022 | 177 | 61.02% | 13.56% |
| 2021 | 362 | 61.6% | 8.84% |
| 2020 | 455 | 64.62% | 10.55% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2023 | Satisfactory | Small Bank |
| Mar 2015 | Satisfactory | Small Bank |
| May 2012 | Outstanding | Intermediate Small Bank |
Exam dates and details are paywalled
Total Branches
7
Branch Deposits
$432M
1-Year Change
0
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