🏦Bank Scorer

This institution is no longer active

Operations ceased on April 1, 2022. CRA examination history below reflects the period it was active.

LEVEL ONE BANK

FARMINGTON HILLS, MI · Supervised by FDIC

Est. 2007FDIC #58,604RSSD: FDIC-58604
Part ofLEVEL ONE BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2020

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.22%

Institution Profile

FDIC BankFind

Address

32991 Hamilton Court, FARMINGTON HILLS, MI

County

Oakland County

Established

October 5, 2007

Total Assets

$2.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2020

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2022Call Report / FDIC

Total Assets

$2.4B

Total Deposits

$2.0B

Net Loans

$1.6B

Net Income

$1M

ROA

0.22%

ROE

2.13%

Risk-Based Capital

14.33%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate3.64%Peer avg: 9.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20212,58485.6%3.64%
20203,08984.85%2.10%
20191,69677%3.36%
201883273.8%4.57%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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