This institution is no longer active
Operations ceased on September 1, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.3B
Total Deposits
$1.2B
Net Loans
$762M
Net Income
$2M
ROA
0.25%
Below avg for Community banks. Peer avg: 0.90%
ROE
2.61%
Risk-Based Capital
15.71%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 413 | 73.85% | 17.43% |
| 2018 | 1,040 | 74.33% | 13.08% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2018 | Satisfactory | Large Bank |
| Oct 2014 | Satisfactory | Large Bank |
| Nov 2011 | Satisfactory | Large Bank |
7 previous ratings locked — back to 1991
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Total Assets